Ownership structure and bank lending

Dung Tran

Economics Bulletin, 2019, vol. 39, issue 4, 3011-3023

Abstract: Employing a large sample of US BHCs from 2000 to 2017, we compare the lending decisions between public and private banks. We find consistent evidence of higher loan growth of public banks versus their private peers. However, public banks decrease more their lending than private peers during the crisis. Public banks with low franchise value increase more their lending than private banks during the crisis. Our study is of interest to regulators and policymakers who point out the negative effects of the excessive lending of banks during the turmoil times

Keywords: bank listing status; lending; loan growth; crisis (search for similar items in EconPapers)
JEL-codes: G2 (search for similar items in EconPapers)
Date: 2019-12-28
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Citations: View citations in EconPapers (1)

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