The articulation of government policy: Health insurance mandates versus taxes

Keith Ericson and Judd B. Kessler

Journal of Economic Behavior & Organization, 2016, vol. 124, issue C, 43-54

Abstract: Can the articulation of government policy affect behavior? Participants in our experiment report their probability of purchasing health insurance under one of two financially equivalent policies: a government mandate to purchase insurance or a tax on the uninsured. During our one-year study frame, controversy arose over the Affordable Care Act's individual mandate. Pre-controversy, the mandate articulation increased purchase by 10.2 percentage points relative to the tax articulation (equivalent to a $1000 decrease in premiums). Post-controversy, the mandate was no more effective than the tax. We show that articulation affects behavior and should be considered when evaluating the efficacy of policy.

Keywords: Mandate; Tax; Framing; Articulation; Social norms; Health insurance (search for similar items in EconPapers)
Date: 2016
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Citations: View citations in EconPapers (1)

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Persistent link: https://EconPapers.repec.org/RePEc:eee:jeborg:v:124:y:2016:i:c:p:43-54

DOI: 10.1016/j.jebo.2015.09.021

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