The impact of payment method on shopping behaviour among low income consumers

Luke Greenacre and Skye Akbar

Journal of Retailing and Consumer Services, 2019, vol. 47, issue C, 87-93

Abstract: It is well known that certain payment methods, such as credit and debit cards, can increase consumer spending. For many low income consumers, who cannot typically increase their spend, the relationship between payment method and spending has not been empirically examined. Using grocery store sales data, this research takes advantage of the introduction of a geographically-targeted Cashless Debit Card for welfare recipients in Australia to investigate the impact of payment methods on spending behaviour.

Date: 2019
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Persistent link: https://EconPapers.repec.org/RePEc:eee:joreco:v:47:y:2019:i:c:p:87-93

DOI: 10.1016/j.jretconser.2018.11.004

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