 Does government dual-target management affect local bank credit structure? Evidence from ChinaShouxing Li, Lili Ding and Xin Zhao International Review of Economics & Finance, 2025, vol. 97, issue C Abstract: This study empirically examines the impact of government dual-target management of economic growth and environmental constraints on bank credit structure, by taking 231 local commercial banks in China from 2008 to 2022 as the sample. It was found that although economic growth target increases the similarity of bank loans’ industrial structure, the introduction of environmental constraint target significantly weakens this impact. Mechanism analysis suggests that the implicit guarantee role of the government and intensifying competition among banks are important influencing mechanisms. Furthermore, the effect exhibits heterogeneity due to differences in economic cycles, city development levels, and bank capital adequacy ratios. The findings have important implications for government target setting and management, as well as for preventing banking financial risks. Keywords: Government dual-target management; Bank credit structure; Economic growth; Environmental constraints; Local commercial bank (search for similar items in EconPapers) Downloads: (external link) Related works: Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text Persistent link: https://EconPapers.repec.org/RePEc:eee:reveco:v:97:y:2025:i:c:s1059056024007524 DOI: 10.1016/j.iref.2024.103760 Access Statistics for this article International Review of Economics & Finance is currently edited by H. Beladi and C. Chen More articles in International Review of Economics & Finance from Elsevier |
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