Does an imbalance in the population gender ratio affect FinTech innovation?

Xiaohui Chen, Wen Chen and Kongbiao Lu

Technological Forecasting and Social Change, 2023, vol. 188, issue C

Abstract: An imbalance in the population gender ratio is a real-world problem that China faces. A related issue is how the ratio imbalance will affect FinTech innovation. Based on a theoretical analysis, this paper uses text mining and CRITIC methods to construct a provincial FinTech innovation index from 2008 to 2018 and studies the impact of the gender ratio on FinTech innovation. The results show that the gender imbalance can promote FinTech innovation by increasing the social risk-taking level. It is also found that an imbalanced gender ratio also increases FinTech risk exposure. This paper provides insights into the demographic reasons behind the rise and development of China's FinTech industry.

Keywords: Population gender ratio; FinTech innovation; Fintech risk (search for similar items in EconPapers)
JEL-codes: G20 G33 J16 (search for similar items in EconPapers)
Date: 2023
References: View references in EconPapers View complete reference list from CitEc
Citations: View citations in EconPapers (11)

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Persistent link: https://EconPapers.repec.org/RePEc:eee:tefoso:v:188:y:2023:i:c:s0040162522006850

DOI: 10.1016/j.techfore.2022.122164

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