Access to Finance in Sub-Saharan Africa: Is There a Gender Gap?

Reyes Aterido, Thorsten Beck and Leonardo Iacovone

World Development, 2013, vol. 47, issue C, 102-120

Abstract: We show the existence of an unconditional gender gap in Sub-Saharan Africa. However, when key observable characteristics of the enterprises or individuals are taken into account the gender gap disappears. In the case of enterprises, we explain our finding with differences in key characteristics and a potential selection bias. In the case of individuals, the lower use of formal financial services by women can be explained by gender gaps in other dimensions related to the use of financial services, such as their lower level of income and education, and by their household and employment status.

Keywords: access to financial services; gender; entrepreneurship (search for similar items in EconPapers)
Date: 2013
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Citations: View citations in EconPapers (117)

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Persistent link: https://EconPapers.repec.org/RePEc:eee:wdevel:v:47:y:2013:i:c:p:102-120

DOI: 10.1016/j.worlddev.2013.02.013

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