Re‐thinking the regulatory environment of credit reporting

Federico F. Ferretti

Journal of Financial Regulation and Compliance, 2006, vol. 14, issue 3, 254-272

Abstract: Purpose - This paper examines the activities carried out in the UK by credit refer agencies, current business practices, and the legal standing of credit reporting. Design/methodology/approach - Legal analysis that aims to demonstrate that the current legal framework is inadequate. Findings - It suggests areas and issues for further legal debate and policy consideration. Ultimately, this study puts forward the case for specific legislative intervention to strike a balance between privacy rights, discrimination concerns, and the needs of the credit industry. Originality/value - Little or no research has been conducted on the topic by lawyers.

Keywords: Credit rating; Consumer credit; Credit; Privacy (search for similar items in EconPapers)
Date: 2006
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Persistent link: https://EconPapers.repec.org/RePEc:eme:jfrcpp:13581980610685856

DOI: 10.1108/13581980610685856

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