CRA and fair lending regulations: resulting trends in mortgage lending

Douglas Evanoff and Lewis M. Segal

Economic Perspectives, 1996, vol. 20, issue Nov, 19-46

Abstract: This article provides background on the evolution of Community Reinvestment Act (CRA) and fair lending regulations, summarizes the relevant economic literature, and evaluates the effectiveness of the regulations by analyzing recent trends in mortgage lending activity. Are the trends in line with the intent of the regulations? Can the trends by attributed to the regulations?

Keywords: Community Reinvestment Act of 1977; Mortgages; Discrimination in mortgage loans (search for similar items in EconPapers)
Date: 1996
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Persistent link: https://EconPapers.repec.org/RePEc:fip:fedhep:y:1996:i:nov:p:19-46:n:v.20no.6

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