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Details about Douglas Darrell Evanoff

Workplace:Economic Research Department, Federal Reserve Bank of Chicago, (more information at EDIRC)

Access statistics for papers by Douglas Darrell Evanoff.

Last updated 2016-01-05. Update your information in the RePEc Author Service.

Short-id: pev37


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Working Papers

2016

  1. Loan Product Steering in Mortgage Markets
    Working Paper Series, Ohio State University, Charles A. Dice Center for Research in Financial Economics View citations (4)
    Also in NBER Working Papers, National Bureau of Economic Research, Inc (2016) Downloads View citations (5)

2014

  1. The Effectiveness of Mandatory Mortgage Counseling: Can One Dissuade Borrowers from Choosing Risky Mortgages?
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (4)

2013

  1. Predatory Lending and the Subprime Crisis
    NBER Working Papers, National Bureau of Economic Research, Inc Downloads View citations (3)
    Also in Working Paper Series, Ohio State University, Charles A. Dice Center for Research in Financial Economics (2012) Downloads

    See also Journal Article in Journal of Financial Economics (2014)

2011

  1. Does Mandatory Loan Review Affect Mortgage Contract Choice and Performance?
    NFI Working Papers, Indiana State University, Scott College of Business, Networks Financial Institute Downloads
  2. Market-based loss mitigation practices for troubled mortgages following the financial crisis
    Working Paper Series, Federal Reserve Bank of Chicago Downloads View citations (22)
    Also in Working Paper Series, Ohio State University, Charles A. Dice Center for Research in Financial Economics (2010) Downloads View citations (5)
  3. The Role of Securitization in Mortgage Renegotiation
    Working Paper Series, Ohio State University, Charles A. Dice Center for Research in Financial Economics Downloads View citations (52)
    Also in Working Paper Series, Federal Reserve Bank of Chicago (2011) Downloads View citations (47)

    See also Journal Article in Journal of Financial Economics (2011)

2009

  1. Community Reinvestment Act Enforcement and Targeted Mortgage Lending
    Working Papers, Utah State University, Department of Economics and Finance Downloads View citations (1)
  2. Do financial counseling mandates improve mortgage choice and performance? Evidence from a legislative experiment
    Working Paper Series, Federal Reserve Bank of Chicago Downloads View citations (11)
  3. Learning to Cope: Voluntary Financial Education Programs and Loan Performance during a Housing Crisis
    Working Paper Series, Ohio State University, Charles A. Dice Center for Research in Financial Economics Downloads

2008

  1. The Competitive Dynamics of Geographic Deregulation in Banking: Implications for Productive Efficiency
    Post-Print, HAL View citations (13)
    See also Journal Article in Journal of Money, Credit and Banking (2008)
  2. The Effects of Mandated Financial Counseling on Household Mortgage Decisions: Evidence from a Natural Experiment
    Working Paper Series, Ohio State University, Charles A. Dice Center for Research in Financial Economics Downloads

2007

  1. The bank structure conference through the years: a special conference session sponsored by the Journal of Financial Services Research
    Proceedings, Federal Reserve Bank of Chicago
  2. The potential role of subordinated debt programs in enhancing market discipline in banking
    Research Working Paper, Federal Reserve Bank of Kansas City Downloads View citations (4)

2003

  1. Subordinated debt and prompt corrective regulatory action
    Working Paper Series, Federal Reserve Bank of Chicago Downloads View citations (3)
    Also in FRB Atlanta Working Paper, Federal Reserve Bank of Atlanta (2002) Downloads View citations (11)

2002

  1. Local market consolidation and bank productive efficiency
    Working Paper Series, Federal Reserve Bank of Chicago Downloads View citations (20)

2001

  1. Banking industry consolidation and productive efficient
    Proceedings, Federal Reserve Bank of Chicago
  2. Measures of the riskiness of banking organizations: Subordinated debt yields, risk-based capital, and examination ratings
    FRB Atlanta Working Paper, Federal Reserve Bank of Atlanta Downloads View citations (8)
    See also Journal Article in Journal of Banking & Finance (2002)
  3. Pricing IPOs of mutual thrift conversions: the joint effect of regulation and market discipline
    Working Paper Series, Federal Reserve Bank of Chicago
  4. Sub-debt yield spreads as bank risk measures
    FRB Atlanta Working Paper, Federal Reserve Bank of Atlanta Downloads View citations (70)
    Also in Working Paper Series, Federal Reserve Bank of Chicago (2001) Downloads View citations (59)

    See also Journal Article in Journal of Financial Services Research (2001)

2000

  1. Does the Community Reinvestment Act influence lending? an analysis of changes in bank low-income mortgage activity
    Working Paper Series, Federal Reserve Bank of Chicago Downloads View citations (3)
  2. Subordinated debt and bank capital reform
    Working Paper Series, Federal Reserve Bank of Chicago Downloads View citations (38)
    Also in FRB Atlanta Working Paper, Federal Reserve Bank of Atlanta (2000) Downloads View citations (52)
  3. The role of subordinated debt in bank safety and soundness regulation
    Proceedings, Federal Reserve Bank of Chicago View citations (7)

1999

  1. Community Reinvestment Act rating downgrades and changes in bank lending behavior
    Proceedings, Federal Reserve Bank of Chicago View citations (1)

1997

  1. The role of the financial services industry in the local economy
    Working Paper Series, Issues in Financial Regulation, Federal Reserve Bank of Chicago View citations (1)

1996

  1. Strategic responses to bank regulation: evidence from HMDA data
    Working Paper Series, Issues in Financial Regulation, Federal Reserve Bank of Chicago View citations (1)
    See also Journal Article in Journal of Financial Services Research (1997)

1992

  1. Preferred sources of market discipline: depositors vs. subordinated debt holders
    Working Paper Series, Issues in Financial Regulation, Federal Reserve Bank of Chicago View citations (3)

1991

  1. Scale elasticity and efficiency for U.S. banks
    Working Paper Series, Issues in Financial Regulation, Federal Reserve Bank of Chicago View citations (1)

1990

  1. Cost economies and allocative efficiency of large U.S. commercial banks
    Proceedings, Federal Reserve Bank of Chicago
  2. Deregulation, cost economies and allocative efficiency of large commercial banks
    Working Paper Series, Issues in Financial Regulation, Federal Reserve Bank of Chicago View citations (2)
  3. Innovation in financial markets
    Proceedings, Federal Reserve Bank of Chicago
  4. Payments system risk issues in a global economy
    Working Paper Series, Issues in Financial Regulation, Federal Reserve Bank of Chicago View citations (1)
  5. Regional regulatory effects on bank efficiency
    Working Paper Series, Regional Economic Issues, Federal Reserve Bank of Chicago

1989

  1. Reserve account management behavior: impact of the reserve accounting scheme and carry forward provision
    Working Paper Series, Issues in Financial Regulation, Federal Reserve Bank of Chicago View citations (1)
  2. Technical change, regulation, and economies of scale for large commercial banks: an application of a modified version of Shephard's Lemma
    Working Paper Series, Issues in Financial Regulation, Federal Reserve Bank of Chicago View citations (3)

1987

  1. Reevaluation of the structure-conduct-performance paradigm in banking
    Staff Memoranda, Federal Reserve Bank of Chicago View citations (21)

1986

  1. Geographic deregulation of banking: an analysis of the impact
    Proceedings, Federal Reserve Bank of Chicago View citations (1)

Journal Articles

2019

  1. Introduction to the special issue: Prudential financial regulation
    Global Finance Journal, 2019, 39, (C), 1-2 Downloads

2015

  1. Financial literacy and financial planning: Evidence from India
    Journal of Housing Economics, 2015, 27, (C), 4-21 Downloads View citations (1)

2014

  1. Predatory lending and the subprime crisis
    Journal of Financial Economics, 2014, 113, (1), 29-52 Downloads View citations (19)
    See also Working Paper (2013)

2012

  1. Asset price bubbles: What are the causes, consequences, and public policy options?
    Chicago Fed Letter, 2012, (Nov) Downloads View citations (2)
  2. Dodd–Frank: content, purpose, implementation status, and issues
    Economic Perspectives, 2012, (Q III), 75-84 Downloads View citations (1)

2011

  1. Enhancing market discipline in banking: The role of subordinated debt in financial regulatory reform
    Journal of Economics and Business, 2011, 63, (1), 1-22 Downloads View citations (11)
    Also in Journal of Economics and Business, 2011, 63, (1), 1-22 (2011) Downloads View citations (13)
  2. Implementing financial reform regulations from the Dodd–Frank Act and Basel III
    Chicago Fed Letter, 2011, (Sep) Downloads
  3. The role of securitization in mortgage renegotiation
    Journal of Financial Economics, 2011, 102, (3), 559-578 Downloads View citations (50)
    See also Working Paper (2011)

2010

  1. Financial regulation in the post-crisis environment
    Chicago Fed Letter, 2010, (Sep) Downloads
  2. Learning to Cope: Voluntary Financial Education and Loan Performance during a Housing Crisis
    American Economic Review, 2010, 100, (2), 495-500 Downloads View citations (19)
  3. Reforming financial regulation - a conference summary
    Chicago Fed Letter, 2010, (Mar) Downloads
  4. The Community Reinvestment Act and Targeted Mortgage Lending
    Journal of Money, Credit and Banking, 2010, 42, (7), 1351-1372 Downloads View citations (1)

2009

  1. Editors’ Introduction—Special Issue on Mergers and Acquisitions of Financial Institutions
    Journal of Financial Services Research, 2009, 36, (2), 85-85 Downloads
  2. Mergers and Acquisitions of Financial Institutions: A Review of the Post-2000 Literature
    Journal of Financial Services Research, 2009, 36, (2), 87-110 Downloads View citations (91)

2008

  1. Bank Structure Conference Impact Study
    Journal of Financial Services Research, 2008, 34, (2), 99-121 Downloads View citations (2)
  2. Introduction to the Special Issue: The Bank Structure Conference through the years
    Journal of Financial Services Research, 2008, 34, (2), 93-97 Downloads
  3. The Competitive Dynamics of Geographic Deregulation in Banking: Implications for Productive Efficiency
    Journal of Money, Credit and Banking, 2008, 40, (5), 897-928 Downloads View citations (19)
    See also Working Paper (2008)

2007

  1. The mixing of banking and commerce: a conference summary
    Chicago Fed Letter, 2007, (Nov) Downloads

2006

  1. Policymakers, researchers, and practitioners discuss the role of central counterparties
    Economic Perspectives, 2006, (Q IV), 2-21 Downloads View citations (2)

2003

  1. Corporate governance: implications for financial services firms
    Chicago Fed Letter, 2003, (Dec) Downloads View citations (1)
  2. The Timing and Persistence of CRA Compliance Ratings
    Journal of Financial Services Research, 2003, 23, (2), 113-132 Downloads View citations (2)

2002

  1. Community Reinvestment Act Enforcement and Changes in Targeted Lending
    International Regional Science Review, 2002, 25, (3), 307-322 Downloads View citations (3)
  2. Financial market and regulatory behavior over the business cycle
    Chicago Fed Letter, 2002, (Dec) Downloads
  3. Measures of the riskiness of banking organizations: Subordinated debt yields, risk-based capital, and examination ratings
    Journal of Banking & Finance, 2002, 26, (5), 989-1009 Downloads View citations (26)
    See also Working Paper (2001)

2001

  1. Designing an effective deposit insurance structure: an international perspective
    Chicago Fed Letter, 2001, (Jul) Downloads
  2. REFORMING BANK CAPITAL REGULATION: USING SUBORDINATED DEBT TO ENHANCE MARKET AND SUPERVISORY DISCIPLINE
    Contemporary Economic Policy, 2001, 19, (4), 444-453 Downloads View citations (11)
  3. Sub-debt Yield Spreads as Bank Risk Measures
    Journal of Financial Services Research, 2001, 20, (2), 121-145 Downloads View citations (56)
    See also Working Paper (2001)
  4. The financial safety net: costs, benefits, and implications
    Chicago Fed Letter, 2001, (Nov) Downloads

2000

  1. Changing financial industry structure and regulation
    Chicago Fed Letter, 2000, (Sep) Downloads View citations (2)
  2. Subordinated debt as bank capital: a proposal for regulatory reform
    Economic Perspectives, 2000, (Q II), 40-53 Downloads View citations (47)

1999

  1. Global financial crises: implications for banking and regulation
    Chicago Fed Letter, 1999, (Aug) Downloads

1998

  1. Assessing the impact of regulation on bank cost efficiency
    Economic Perspectives, 1998, (Q II), 21-32 Downloads View citations (6)
  2. Payment systems--getting ready for the 21st century
    Chicago Fed Letter, 1998, (Special Issue) Downloads

1997

  1. Mortgage trends in targeted markets
    Chicago Fed Letter, 1997, (May) Downloads
  2. Strategic Responses to Bank Regulation: Evidence From HMDA Data
    Journal of Financial Services Research, 1997, 11, (1), 69-93 Downloads View citations (6)
    See also Working Paper (1996)

1996

  1. CRA and fair lending regulations: resulting trends in mortgage lending
    Economic Perspectives, 1996, (Nov), 19-46 Downloads View citations (16)

1991

  1. Productive efficiency in banking
    Economic Perspectives, 1991, (Jul), 11-32 Downloads View citations (37)
  2. Regional Differences in Bank Efficiency and Technology
    The Annals of Regional Science, 1991, 25, (1), 41-54 View citations (6)
  3. Subordinated debt: the overlooked solution for banking
    Chicago Fed Letter, 1991, (May) Downloads View citations (2)

1990

  1. An empirical examination of bank reserve management behavior
    Journal of Banking & Finance, 1990, 14, (1), 131-143 Downloads View citations (4)
  2. Payments system issues in financial markets that never sleep
    Economic Perspectives, 1990, (Nov), 2-15 Downloads View citations (1)
  3. Relative Price Efficiency, Technical Change, and Scale Economies for Large Commercial Banks
    Journal of Regulatory Economics, 1990, 2, (3), 281-98 View citations (18)

1988

  1. Branch Banking and Service Accessibility
    Journal of Money, Credit and Banking, 1988, 20, (2), 191-202 Downloads View citations (42)
  2. Daylight overdrafts: rationale and risks
    Economic Perspectives, 1988, (May), 18-29 Downloads View citations (6)

1986

  1. The impact of geographic expansion in banking: some axioms to grind
    Economic Perspectives, 1986, (May), 24-38 Downloads View citations (1)

1985

  1. Financial industry deregulation in the 1980s
    Economic Perspectives, 1985, (Sep), 3-5 Downloads View citations (1)
  2. Priced services: The Fed's impact on correspondent banking
    Economic Perspectives, 1985, (Sep), 31-44 Downloads View citations (1)

Edited books

2018

  1. Innovative Federal Reserve Policies During the Great Financial Crisis
    World Scientific Books, World Scientific Publishing Co. Pte. Ltd. Downloads
  2. Public Policy & Financial Economics:Essays in Honor of Professor George G Kaufman for His Lifelong Contributions to the Profession
    World Scientific Books, World Scientific Publishing Co. Pte. Ltd. Downloads

2017

  1. Achieving Financial Stability:Challenges to Prudential Regulation
    World Scientific Books, World Scientific Publishing Co. Pte. Ltd. Downloads

2016

  1. The Future of Large, Internationally Active Banks
    World Scientific Books, World Scientific Publishing Co. Pte. Ltd. Downloads

2015

  1. The New International Financial System:Analyzing the Cumulative Impact of Regulatory Reform
    World Scientific Books, World Scientific Publishing Co. Pte. Ltd. Downloads

2014

  1. Dodd–Frank Wall Street Reform and Consumer Protection Act:Purpose, Critique, Implementation Status and Policy Issues
    World Scientific Books, World Scientific Publishing Co. Pte. Ltd. Downloads View citations (1)

2013

  1. The Role of Central Banks in Financial Stability:How Has It Changed?
    World Scientific Books, World Scientific Publishing Co. Pte. Ltd. Downloads
  2. The Social Value of the Financial Sector:Too Big to Fail or Just Too Big?
    World Scientific Books, World Scientific Publishing Co. Pte. Ltd. Downloads

2012

  1. New Perspectives on Asset Price Bubbles
    OUP Catalogue, Oxford University Press View citations (7)
  2. New Perspectives on Asset Price Bubbles
    OUP Catalogue, Oxford University Press View citations (7)

2011

  1. Macroprudential Regulatory Policies:The New Road to Financial Stability?
    World Scientific Books, World Scientific Publishing Co. Pte. Ltd. Downloads
  2. THE INTERNATIONAL FINANCIAL CRISIS:Have the Rules of Finance Changed?, vol 14
    World Scientific Books, World Scientific Publishing Co. Pte. Ltd. Downloads

2009

  1. Globalization and Systemic Risk
    World Scientific Books, World Scientific Publishing Co. Pte. Ltd. Downloads
  2. The First Credit Market Turmoil of the 21st Century:Implications for Public Policy
    World Scientific Books, World Scientific Publishing Co. Pte. Ltd. Downloads View citations (1)

2007

  1. International Financial Instability:Global Banking and National Regulation
    World Scientific Books, World Scientific Publishing Co. Pte. Ltd. Downloads

2006

  1. Cross-Border Banking:Regulatory Challenges
    World Scientific Books, World Scientific Publishing Co. Pte. Ltd. Downloads View citations (1)

2005

  1. Systemic Financial Crises:Resolving Large Bank Insolvencies
    World Scientific Books, World Scientific Publishing Co. Pte. Ltd. Downloads

Chapters

2018

  1. Asset Price Bubbles and Public Policy
    Chapter 12 in Public Policy & Financial Economics Essays in Honor of Professor George G Kaufman for His Lifelong Contributions to the Profession, 2018, pp 197-246 Downloads View citations (1)

2014

  1. The Dodd–Frank Act: An Overview
    Chapter 1 in DODD–FRANK WALL STREET REFORM AND CONSUMER PROTECTION ACT Purpose, Critique, Implementation Status and Policy Issues, 2014, pp 3-30 Downloads

2006

  1. Market Discipline Issues Associated with Cross-Border Banking
    Chapter 21 in Cross-Border Banking Regulatory Challenges, 2006, pp 323-328 Downloads
 
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