Details about Douglas Darrell Evanoff

Workplace:

Economic Research Department, Federal Reserve Bank of Chicago, (more information at EDIRC)

Access statistics for papers by Douglas Darrell Evanoff.

Last updated 2023-03-16. Update your information in the RePEc Author Service.

Short-id: pev37

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Working Papers

2016

1. Loan Product Steering in Mortgage Markets
   Working Paper Series, Ohio State University, Charles A. Dice Center for Research in Financial Economics View citations (10)
   Also in NBER Working Papers, National Bureau of Economic Research, Inc (2016) View citations (11)

2014

2. The Effectiveness of Mandatory Mortgage Counseling: Can One Dissuade Borrowers from Choosing Risky Mortgages?
   NBER Working Papers, National Bureau of Economic Research, Inc View citations (8)

2013

3. Predatory Lending and the Subprime Crisis
   NBER Working Papers, National Bureau of Economic Research, Inc View citations (3)
   Also in Working Paper Series, Ohio State University, Charles A. Dice Center for Research in Financial Economics (2012) View citations (1)
   See also Journal Article Predatory lending and the subprime crisis, Journal of Financial Economics, Elsevier (2014) View citations (36) (2014)

2011

4. Does Mandatory Loan Review Affect Mortgage Contract Choice and Performance?
   NFI Working Papers, Indiana State University, Scott College of Business, Networks Financial Institute
5. Market-based loss mitigation practices for troubled mortgages following the financial crisis
   Working Paper Series, Federal Reserve Bank of Chicago View citations (24)
   Also in Working Paper Series, Ohio State University, Charles A. Dice Center for Research in Financial Economics (2010) View citations (8)
6. The Role of Securitization in Mortgage Renegotiation
   Working Paper Series, Ohio State University, Charles A. Dice Center for Research in Financial Economics View citations (98)
   Also in Working Paper Series, Federal Reserve Bank of Chicago (2011) View citations (80)
   See also Journal Article The role of securitization in mortgage renegotiation, Journal of Financial Economics, Elsevier (2011) View citations (89) (2011)

2009

7. Community Reinvestment Act Enforcement and Targeted Mortgage Lending
   Working Papers, Utah State University, Department of Economics and Finance View citations (2)
8. Do financial counseling mandates improve mortgage choice and performance? Evidence from a legislative experiment
   Working Paper Series, Federal Reserve Bank of Chicago View citations (13)
9. Learning to Cope: Voluntary Financial Education Programs and Loan Performance during a Housing Crisis
   Working Paper Series, Ohio State University, Charles A. Dice Center for Research in Financial Economics

2008

10. The Competitive Dynamics of Geographic Deregulation in Banking: Implications for Productive Efficiency
    Post-Print, HAL View citations (32)
    See also Journal Article The Competitive Dynamics of Geographic Deregulation in Banking: Implications for Productive Efficiency, Journal of Money, Credit and Banking, Blackwell Publishing (2008) View citations (35) (2008)
11. The Effects of Mandated Financial Counseling on Household Mortgage Decisions: Evidence from a Natural Experiment
    Working Paper Series, Ohio State University, Charles A. Dice Center for Research in Financial Economics

2007

12. The bank structure conference through the years: a special conference session sponsored by the Journal of Financial Services Research
    Proceedings, Federal Reserve Bank of Chicago
13. The potential role of subordinated debt programs in enhancing market discipline in banking
    Research Working Paper, Federal Reserve Bank of Kansas City View citations (4)

2003

14. Subordinated debt and prompt corrective regulatory action
    Working Paper Series, Federal Reserve Bank of Chicago View citations (4)
    Also in FRB Atlanta Working Paper, Federal Reserve Bank of Atlanta (2002) View citations (16)

2002

15. Local market consolidation and bank productive efficiency
    Working Paper Series, Federal Reserve Bank of Chicago View citations (27)

2001

16. Banking industry consolidation and productive efficient
    Proceedings, Federal Reserve Bank of Chicago
17. Measures of the riskiness of banking organizations: Subordinated debt yields, risk-based capital, and examination ratings
    FRB Atlanta Working Paper, Federal Reserve Bank of Atlanta View citations (10)
    See also Journal Article Measures of the riskiness of banking organizations: Subordinated debt yields, risk-based capital, and examination ratings, Journal of Banking & Finance, Elsevier (2002) View citations (46) (2002)
18. Pricing IPOs of mutual thrift conversions: the joint effect of regulation and market discipline
    Working Paper Series, Federal Reserve Bank of Chicago
19. Sub-debt yield spreads as bank risk measures
    Working Paper Series, Federal Reserve Bank of Chicago View citations (72)
    Also in FRB Atlanta Working Paper, Federal Reserve Bank of Atlanta (2001) View citations (76)
    See also Journal Article Sub-debt Yield Spreads as Bank Risk Measures, Journal of Financial Services Research, Springer (2001) View citations (72) (2001)

2000

20. Does the Community Reinvestment Act influence lending? an analysis of changes in bank low-income mortgage activity
    Working Paper Series, Federal Reserve Bank of Chicago View citations (8)
21. Subordinated debt and bank capital reform
    Working Paper Series, Federal Reserve Bank of Chicago View citations (40)
    Also in FRB Atlanta Working Paper, Federal Reserve Bank of Atlanta (2000) View citations (80)
22. The role of subordinated debt in bank safety and soundness regulation
    Proceedings, Federal Reserve Bank of Chicago View citations (8)

1999

23. Community Reinvestment Act rating downgrades and changes in bank lending behavior
    Proceedings, Federal Reserve Bank of Chicago View citations (2)

1997

24. The role of the financial services industry in the local economy
    Working Paper Series, Issues in Financial Regulation, Federal Reserve Bank of Chicago View citations (1)

1996

25. Strategic responses to bank regulation: evidence from HMDA data
    Working Paper Series, Issues in Financial Regulation, Federal Reserve Bank of Chicago View citations (1)
    See also Journal Article Strategic Responses to Bank Regulation: Evidence From HMDA Data, Journal of Financial Services Research, Springer (1997) View citations (9) (1997)

1992

26. Preferred sources of market discipline: depositors vs. subordinated debt holders
    Working Paper Series, Issues in Financial Regulation, Federal Reserve Bank of Chicago View citations (3)

1991

27. Scale elasticity and efficiency for U.S. banks
    Working Paper Series, Issues in Financial Regulation, Federal Reserve Bank of Chicago View citations (2)

1990

28. Cost economies and allocative efficiency of large U.S. commercial banks
    Proceedings, Federal Reserve Bank of Chicago View citations (1)
29. Deregulation, cost economies and allocative efficiency of large commercial banks
    Working Paper Series, Issues in Financial Regulation, Federal Reserve Bank of Chicago View citations (2)
30. Innovation in financial markets
    Proceedings, Federal Reserve Bank of Chicago
31. Payments system risk issues in a global economy
    Working Paper Series, Issues in Financial Regulation, Federal Reserve Bank of Chicago View citations (2)
32. Regional regulatory effects on bank efficiency
    Working Paper Series, Regional Economic Issues, Federal Reserve Bank of Chicago

1989

33. Reserve account management behavior: impact of the reserve accounting scheme and carry forward provision
    Working Paper Series, Issues in Financial Regulation, Federal Reserve Bank of Chicago View citations (1)
34. Technical change, regulation, and economies of scale for large commercial banks: an application of a modified version of Shephard's Lemma
    Working Paper Series, Issues in Financial Regulation, Federal Reserve Bank of Chicago View citations (3)

1987

35. Reevaluation of the structure-conduct-performance paradigm in banking
    Staff Memoranda, Federal Reserve Bank of Chicago View citations (21)

1986

36. Geographic deregulation of banking: an analysis of the impact
    Proceedings, Federal Reserve Bank of Chicago View citations (1)

Journal Articles

2019

1. Introduction to the special issue: Prudential financial regulation
   Global Finance Journal, 2019, 39, (C), 1-2

2015

2. Financial literacy and financial planning: Evidence from India
   Journal of Housing Economics, 2015, 27, (C), 4-21 View citations (19)

2014

3. Predatory lending and the subprime crisis
   Journal of Financial Economics, 2014, 113, (1), 29-52 View citations (36)
   See also Working Paper Predatory Lending and the Subprime Crisis, NBER Working Papers (2013) View citations (3) (2013)

2012

4. Asset price bubbles: What are the causes, consequences, and public policy options?
   Chicago Fed Letter, 2012, (Nov) View citations (3)
5. Dodd–Frank: content, purpose, implementation status, and issues
   Economic Perspectives, 2012, 36, (Q III), 75-84 View citations (1)

2011

6. Enhancing market discipline in banking: The role of subordinated debt in financial regulatory reform
   Journal of Economics and Business, 2011, 63, (1), 1-22 View citations (23)
   Also in Journal of Economics and Business, 2011, 63, (1), 1-22 (2011) View citations (25)
7. Implementing financial reform regulations from the Dodd–Frank Act and Basel III
   Chicago Fed Letter, 2011, (Sep)
8. The role of securitization in mortgage renegotiation
   Journal of Financial Economics, 2011, 102, (3), 559-578 View citations (89)
   See also Working Paper The Role of Securitization in Mortgage Renegotiation, Working Paper Series (2011) View citations (98) (2011)

2010

9. Financial regulation in the post-crisis environment
   Chicago Fed Letter, 2010, (Sep)
10. Learning to Cope: Voluntary Financial Education and Loan Performance during a Housing Crisis
    American Economic Review, 2010, 100, (2), 495-500 View citations (41)
11. Reforming financial regulation - a conference summary
    Chicago Fed Letter, 2010, (Mar)
12. The Community Reinvestment Act and Targeted Mortgage Lending
    Journal of Money, Credit and Banking, 2010, 42, (7), 1351-1372 View citations (3)

2009

13. Editors’ Introduction—Special Issue on Mergers and Acquisitions of Financial Institutions
    Journal of Financial Services Research, 2009, 36, (2), 85-85 View citations (10)
14. Mergers and Acquisitions of Financial Institutions: A Review of the Post-2000 Literature
    Journal of Financial Services Research, 2009, 36, (2), 87-110 View citations (160)

2008

15. Bank Structure Conference Impact Study
    Journal of Financial Services Research, 2008, 34, (2), 99-121 View citations (5)
16. Introduction to the Special Issue: The Bank Structure Conference through the years
    Journal of Financial Services Research, 2008, 34, (2), 93-97
17. The Competitive Dynamics of Geographic Deregulation in Banking: Implications for Productive Efficiency
    Journal of Money, Credit and Banking, 2008, 40, (5), 897-928 View citations (35)
    See also Working Paper The Competitive Dynamics of Geographic Deregulation in Banking: Implications for Productive Efficiency, Post-Print (2008) View citations (32) (2008)

2007

18. The mixing of banking and commerce: a conference summary
    Chicago Fed Letter, 2007, (Nov)

2006

19. Policymakers, researchers, and practitioners discuss the role of central counterparties
    Economic Perspectives, 2006, 30, (Q IV), 2-21 View citations (7)

2003

20. Corporate governance: implications for financial services firms
    Chicago Fed Letter, 2003, (Dec) View citations (1)
21. The Timing and Persistence of CRA Compliance Ratings
    Journal of Financial Services Research, 2003, 23, (2), 113-132 View citations (3)

2002

22. Community Reinvestment Act Enforcement and Changes in Targeted Lending
    International Regional Science Review, 2002, 25, (3), 307-322 View citations (5)
23. Financial market and regulatory behavior over the business cycle
    Chicago Fed Letter, 2002, (Dec)
24. Measures of the riskiness of banking organizations: Subordinated debt yields, risk-based capital, and examination ratings
    Journal of Banking & Finance, 2002, 26, (5), 989-1009 View citations (46)
    See also Working Paper Measures of the riskiness of banking organizations: Subordinated debt yields, risk-based capital, and examination ratings, FRB Atlanta Working Paper (2001) View citations (10) (2001)

2001

25. Designing an effective deposit insurance structure: an international perspective
    Chicago Fed Letter, 2001, (Jul)
26. REFORMING BANK CAPITAL REGULATION: USING SUBORDINATED DEBT TO ENHANCE MARKET AND SUPERVISORY DISCIPLINE
    Contemporary Economic Policy, 2001, 19, (4), 444-453 View citations (13)
27. Sub-debt Yield Spreads as Bank Risk Measures
    Journal of Financial Services Research, 2001, 20, (2), 121-145 View citations (72)
    See also Working Paper Sub-debt yield spreads as bank risk measures, Working Paper Series (2001) View citations (72) (2001)
28. The financial safety net: costs, benefits, and implications
    Chicago Fed Letter, 2001, (Nov)

2000

29. Changing financial industry structure and regulation
    Chicago Fed Letter, 2000, (Sep) View citations (2)
30. Subordinated debt as bank capital: a proposal for regulatory reform
    Economic Perspectives, 2000, 25, (Q II), 40-53 View citations (51)

1999

31. Global financial crises: implications for banking and regulation
    Chicago Fed Letter, 1999, (Aug)

1998

32. Assessing the impact of regulation on bank cost efficiency
    Economic Perspectives, 1998, 22, (Q II), 21-32 View citations (6)
33. Payment systems--getting ready for the 21st century
    Chicago Fed Letter, 1998, (Special Issue)

1997

34. Mortgage trends in targeted markets
    Chicago Fed Letter, 1997, (May)
35. Strategic Responses to Bank Regulation: Evidence From HMDA Data
    Journal of Financial Services Research, 1997, 11, (1), 69-93 View citations (9)
    See also Working Paper Strategic responses to bank regulation: evidence from HMDA data, Working Paper Series, Issues in Financial Regulation (1996) View citations (1) (1996)

1996

36. CRA and fair lending regulations: resulting trends in mortgage lending
    Economic Perspectives, 1996, 20, (Nov), 19-46 View citations (20)

1991

37. Productive efficiency in banking
    Economic Perspectives, 1991, 15, (Jul), 11-32 View citations (49)
38. Regional Differences in Bank Efficiency and Technology
    The Annals of Regional Science, 1991, 25, (1), 41-54 View citations (7)
39. Subordinated debt: the overlooked solution for banking
    Chicago Fed Letter, 1991, (May) View citations (2)

1990

40. An empirical examination of bank reserve management behavior
    Journal of Banking & Finance, 1990, 14, (1), 131-143 View citations (6)
41. Payments system issues in financial markets that never sleep
    Economic Perspectives, 1990, 14, (Nov), 2-15 View citations (3)
42. Relative Price Efficiency, Technical Change, and Scale Economies for Large Commercial Banks
    Journal of Regulatory Economics, 1990, 2, (3), 281-98 View citations (19)

1988

43. Branch Banking and Service Accessibility
    Journal of Money, Credit and Banking, 1988, 20, (2), 191-202 View citations (47)
44. Daylight overdrafts: rationale and risks
    Economic Perspectives, 1988, 12, (May), 18-29 View citations (6)

1986

45. The impact of geographic expansion in banking: some axioms to grind
    Economic Perspectives, 1986, 10, (May), 24-38 View citations (2)

1985

46. Financial industry deregulation in the 1980s
    Economic Perspectives, 1985, 9, (Sep), 3-5 View citations (1)
47. Priced services: The Fed's impact on correspondent banking
    Economic Perspectives, 1985, 9, (Sep), 31-44 View citations (1)

Edited books

2018

1. Innovative Federal Reserve Policies During the Great Financial Crisis
   World Scientific Books, World Scientific Publishing Co. Pte. Ltd.
2. Public Policy & Financial Economics:Essays in Honor of Professor George G Kaufman for His Lifelong Contributions to the Profession
   World Scientific Books, World Scientific Publishing Co. Pte. Ltd.

2017

3. Achieving Financial Stability:Challenges to Prudential Regulation
   World Scientific Books, World Scientific Publishing Co. Pte. Ltd.

2016

4. The Future of Large, Internationally Active Banks
   World Scientific Books, World Scientific Publishing Co. Pte. Ltd. View citations (1)

2015

5. The New International Financial System:Analyzing the Cumulative Impact of Regulatory Reform
   World Scientific Books, World Scientific Publishing Co. Pte. Ltd.

2014

6. Dodd–Frank Wall Street Reform and Consumer Protection Act:Purpose, Critique, Implementation Status and Policy Issues
   World Scientific Books, World Scientific Publishing Co. Pte. Ltd. View citations (2)

2013

7. The Role of Central Banks in Financial Stability:How Has It Changed?
   World Scientific Books, World Scientific Publishing Co. Pte. Ltd.
8. The Social Value of the Financial Sector:Too Big to Fail or Just Too Big?
   World Scientific Books, World Scientific Publishing Co. Pte. Ltd.

2012

9. New Perspectives on Asset Price Bubbles
   OUP Catalogue, Oxford University Press View citations (48)
10. New Perspectives on Asset Price Bubbles
    OUP Catalogue, Oxford University Press View citations (28)

2011

11. Macroprudential Regulatory Policies:The New Road to Financial Stability?
    World Scientific Books, World Scientific Publishing Co. Pte. Ltd. View citations (6)
12. The International Financial Crisis:Have the Rules of Finance Changed?
    World Scientific Books, World Scientific Publishing Co. Pte. Ltd.

2009

13. Globalization and Systemic Risk
    World Scientific Books, World Scientific Publishing Co. Pte. Ltd. View citations (2)
14. The First Credit Market Turmoil of the 21st Century:Implications for Public Policy
    World Scientific Books, World Scientific Publishing Co. Pte. Ltd. View citations (1)

2007

15. International Financial Instability:Global Banking and National Regulation
    World Scientific Books, World Scientific Publishing Co. Pte. Ltd.

2006

16. Cross-Border Banking:Regulatory Challenges
    World Scientific Books, World Scientific Publishing Co. Pte. Ltd. View citations (1)

2005

17. Systemic Financial Crises:Resolving Large Bank Insolvencies
    World Scientific Books, World Scientific Publishing Co. Pte. Ltd.

Chapters

2018

1. Asset Price Bubbles and Public Policy
   Chapter 12 in Public Policy & Financial Economics Essays in Honor of Professor George G Kaufman for His Lifelong Contributions to the Profession, 2018, pp 197-246 View citations (3)

2014

2. The Dodd–Frank Act: An Overview
   Chapter 1 in DODD–FRANK WALL STREET REFORM AND CONSUMER PROTECTION ACT Purpose, Critique, Implementation Status and Policy Issues, 2014, pp 3-30

2006

3. Market Discipline Issues Associated with Cross-Border Banking
   Chapter 21 in Cross-Border Banking Regulatory Challenges, 2006, pp 323-328