Assessing the impact of regulation on bank cost efficiency

Douglas Evanoff

Economic Perspectives, 1998, vol. 22, issue Q II, 21-32

Abstract: The author finds that the bank production process was significantly distorted during a period typically associated with heavy industry regulation. As deregulation occurred, banks fully exploited the cost advantages associated with size and reaped significant gains from technological change. Efficiency significantly improved with deregulation.

Keywords: Banks and banking - Costs; Bank supervision (search for similar items in EconPapers)
Date: 1998
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