Bank competition and concentration: do credit unions matter?

William Emmons and Frank A. Schmid

Review, 2000, vol. 82, issue May, 29-42

Abstract: One interesting aspect of the financial services industry is that for-profit institutions, such as commercial banks, compete directly with not-for-profit financial intermediaries, such as credit unions. In this article, William R. Emmons and Frank A. Schmid analyze the competition between banks and credit unions. Using annual county-level data on banking-market concentration and household participation rates at occupational credit unions for the period between 1989 and 1996, the authors find empirical evidence of two-way competitive interactions between banks and credit unions.

Keywords: Credit unions; Bank competition; Bank management (search for similar items in EconPapers)
Date: 2000
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Citations: View citations in EconPapers (27)

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