 Who Does Not Have a Bank Account in Hungary Today?Daniel Horn and Hubert Janos Kiss Financial and Economic Review, 2019, vol. 18, issue 4, 35-54 Abstract: Based on a representative sample, the study examines how regional variables and variables related to settlement type as well as demographic (gender, age), social (qualifications, income) and labour market characteristics (unemployment, public sector) and individual preferences (risk-taking and patience) are correlated with the fact that the respondent has a bank account or bank card or not. The authors find that having a bank account or bank card is not influenced by whether someone works in the public sector or not or by the individual’s gender, while the effect of the preferences depends on the financial service. The impact of the other variables (age, education, income, unemployment) is in line with expectations and is significant separately as well as if they are taken into account simultaneously. The analysis shows that regional impacts and ones related to settlement type are also significant. Keywords: bank account; bank card; risk-taking; financial inclusion; socio-demographic characteristics; patience (search for similar items in EconPapers) Downloads: (external link) Related works: Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text Persistent link: https://EconPapers.repec.org/RePEc:mnb:finrev:v:18:y:2019:i:4:p:35-54 Access Statistics for this article More articles in Financial and Economic Review from Magyar Nemzeti Bank (Central Bank of Hungary) Contact information at EDIRC. |
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