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Women Empowerment through Microfinance Services

Mihir Dash, Venkat Mahendra Prasad and C. J. Koshy
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Mihir Dash: Alliance University, India
Venkat Mahendra Prasad: Deloitte India, India
C. J. Koshy: Pazhassiraja College, India

Journal of Applied Management and Investments, 2016, vol. 5, issue 1, 20-25

Abstract: This study attempts to understand the impact of microfinance services on women empowerment, in terms of changes in income, savings, socio-economic status, and political participation. The study was conducted on a sample of two hundred and twenty women beneficiaries of microfinance services of leading MFI operating in Kerala state. The sample was selected by multi-stage cluster sampling. The results of the study showed that microfinance programs have created a positive impact on its beneficiaries. Majority of the respondents are engaged in various income generating activities because of the credit facilities provided by microfinance institutions. This resulted in a significant change in their income level and savings after participating in microfinance programs. This has helped them to earn income for their family and also enabled them to play an important role in their family and in society as well.

Keywords: microfinance schemes; women empowerment; socio-economic status; political participation (search for similar items in EconPapers)
Date: 2016
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