Expenditure behaviour of pensioners: exploring differences between breadwinners and non-breadwinners

Álvaro Muñiz-Fernández and Guillermo Cabanillas-Jiménez

Oxford Economic Papers, 2025, vol. 77, issue 3, 619-636

Abstract: This article examines the expenditure behaviours of households headed by pensioners who are financially responsible for other household members. By analysing household-level consumption data from the Spanish Family Income Survey from 2018 to 2021, our findings reveal that pensioner-led households with dependents exhibit a 10.2 per cent reduction in total spending compared to pensioner-led households without dependents. Moreover, expenditure on durable and non-durable goods is lower by 10.4 and 8.8 per cent, respectively. We find no heterogeneous effects across income levels or with cohort-fixed effects.

Keywords: expenditures; pensioners; breadwinners; Spain (search for similar items in EconPapers)
JEL-codes: D12 D14 D31 (search for similar items in EconPapers)
Date: 2025
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