Risk and Performance – Purposes of Banking Supervison and Stability

Florea Drago? ()
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Florea Drago?: Risk and Performance – Purposes of Banking Supervison and Stability

Ovidius University Annals, Economic Sciences Series, 2011, vol. XI, issue 2, 449-453

Abstract: No organisation is immune to risk. Moreover, each organisation’s risks change constantly. Every organisation must learn to anticipate and prevent risk by identifying, measures, and controlling business. In this article we will show that banking risk management is an ever-changing process shaped by general factors, such as the institution objectives, financial trends, government regulation, internal structure, the maturity structure of assets and liabilities, and the size and source of the risk. Obviously banks make money by taking risks and lose money by not managing risks effectively. In order to obtain performance, banks must take on higher levels of risks than in the past (E.E. Furash, 1999 cited by H. van Greuning, S. Brajovic Bratanovic).

Keywords: credit risk; banking risk management; performance (search for similar items in EconPapers)
JEL-codes: G (search for similar items in EconPapers)
Date: 2011
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