Bank Credit in Romania, between Marketing and Risk

Marius Gust () and Iuliana Ciochinã ()
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Iuliana Ciochinã: University "Constantin Brancoveanu" of Piteºti

Ovidius University Annals, Economic Sciences Series, 2012, vol. XII, issue 1, 1455-1460

Abstract: In Romania, in recent years, bank credit has seen explosive growth, which has not been left without consequences. On one hand, credit growth has meant economic growth, raise of quality of life and living standards. But on the other hand, the same phenomenon has meant an increase in risks facing the Romanian economy and banks in our country. This communication aims to analyze bank lending in Romania, seen as a marketing element, and its developments and the risks that it determines.

Keywords: credit; interest; commission; structure; risks. (search for similar items in EconPapers)
JEL-codes: G21 (search for similar items in EconPapers)
Date: 2012
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Persistent link: https://EconPapers.repec.org/RePEc:ovi:oviste:v:xii:y:2012:i:12:p:1455-1460

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