Importance of Credit Risk and Its Connection with Other Risk Factors
Gabriela Piciu () and
Ovidius University Annals, Economic Sciences Series, 2012, vol. XII, issue 1, 1599-1605
The article presents a study which aims to analyze the role of credit risk in banking industry. Nowadays the credit risk is still the most important risk in banking. In recent years, many banks have built new businesses – in particular trading operations and services – that generate fees and interest payments. Although banks’ incomes are less dependent from the performance of the loan portfolio, this type of credit risk – loan risk – is still very important. Badly priced loans can damage banks’ capital base seriously. The new traded instruments related from of credit risk – counterparty risk- can create losses as well.
Keywords: credit risk; banking industry; risk management; Basle Capital Accord (search for similar items in EconPapers)
JEL-codes: G28 G21 (search for similar items in EconPapers)
References: Add references at CitEc
Citations: Track citations by RSS feed
Downloads: (external link)
This item may be available elsewhere in EconPapers: Search for items with the same title.
Export reference: BibTeX
RIS (EndNote, ProCite, RefMan)
Persistent link: https://EconPapers.repec.org/RePEc:ovi:oviste:v:xii:y:2012:i:12:p:1599-1605
Access Statistics for this article
Ovidius University Annals, Economic Sciences Series is currently edited by Spatariu Cerasela
More articles in Ovidius University Annals, Economic Sciences Series from Ovidius University of Constantza, Faculty of Economic Sciences Contact information at EDIRC.
Bibliographic data for series maintained by Gheorghiu Gabriela ().