The Evolution of Non-Performing Credits in Romania

Tofãnicã Ramona-Ionela ()
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Tofãnicã Ramona-Ionela: ,,Alexandru Ioan-Cuza’’ University of Iaºi, Doctoral School of Economics

Ovidius University Annals, Economic Sciences Series, 2012, vol. XII, issue 1, 1712-1716

Abstract: This paper is an overview of the specialty literature as regards the non-performing credits, both globally and at the level of our country, expressing my own point of view concerning the evolution of this phenomenon. My paper shows that first of all it is necessary to make an analysis of provisions constituted in order to determine the bank’s capacity to face the cases of non-payment followed by taking into consideration the impact on the profit and loss account in order to establish exactly the manner in which the credit institution will be affected by the deterioration of the assets’ quality.

Keywords: non-performing loans; assets’ quality; Romania (search for similar items in EconPapers)
JEL-codes: G21 M41 (search for similar items in EconPapers)
Date: 2012
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Persistent link: https://EconPapers.repec.org/RePEc:ovi:oviste:v:xii:y:2012:i:12:p:1712-1716

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