Banking Regulatory Standards Basel III

Costicã Vlad () and Maria-Alexandra Spau ()
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Costicã Vlad: Universitatea „Ovidius” Constanþa
Maria-Alexandra Spau: Universitatea „Ovidius” Constanþa

Ovidius University Annals, Economic Sciences Series, 2012, vol. XII, issue 1, 1750-1755

Abstract: Basel Committee issued on December 16, 2010 text Basel III standards framework, which reports on worldwide regulations for capital adequacy and bank liquidity. It is estimated that the rules will help achieve financial stability and promoting economic growth. Combined with a framework of global liquidity, will significantly reduce the likelihood and severity of banking crises in the future by covering the area of micro elements and macroprudentiality. The Framework sets out measures to improve the quality of capital, better risk coverage, measures to promote capital construction, which can overcome periods of stress without large gaps and introducing two global liquidity standards. Standards will be implemented gradually so that the banking sector could realize structural changes in economy without jeopardizing credit. Alongside the consolidation takes place the euro area whose main objective is to reduce credit risk in sovereign lending economy.

Keywords: capital adequacy; systemic risk; financial stability; capital anticilclic; fiscal consolidation (search for similar items in EconPapers)
JEL-codes: F30 G01 (search for similar items in EconPapers)
Date: 2012
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Persistent link: https://EconPapers.repec.org/RePEc:ovi:oviste:v:xii:y:2012:i:12:p:1750-1755

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