Radiography of The System of Credit Institutions in Romania

Udrea Ionel ()
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Udrea Ionel: University of Craiova, Faculty of Economics and Business Administration

Ovidius University Annals, Economic Sciences Series, 2013, vol. XIII, issue 1, 1554-1558

Abstract: The system of credit institutions provides for any national economy an instrument which ensures a good circulation of the money flow, as well as a fundamental means for the achievement of the balance between the supply and demand of monetary funds, both components of economic development. An overall characterization of the system of credit institutions in Romania must take into consideration its capacity to accomplish its main attributes, namely attracting funds from physical and juristic persons in the form of deposits and granting loans in terms of bank prudence, to those who are interested.

Keywords: banks; the credit cooperative organizations; the saving and crediting banks in the housing sector; banks of mortgage credit; institutions issuing electronic currency. (search for similar items in EconPapers)
JEL-codes: G29 (search for similar items in EconPapers)
Date: 2013
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