The Financial Crisis and its Implications on the Balance Indicators in the Banking System. Case Study

Asalos Nicoleta ()
Additional contact information
Asalos Nicoleta: Ovidius University of Constanta, the Faculty of Economic Sciences

Ovidius University Annals, Economic Sciences Series, 2014, vol. XIV, issue 2, 419-422

Abstract: Any country, including Romania, aspires to create a solid banking system, able to maintain its effectiveness in contingent situations and to enable the assurance of an organizational framework corresponding to the expansion of money relationships in the economy. Profitable and adequately capitalized banks are at the basis of a healthy banking system. The fundamental objective of any bank is to maximize its profit under risk minimization conditions. This paper aims to analyze the impact of the economic crisis on the development of bank performance indicators in Romania, the banking system being, in the economy, the main circulatory system. The concept of bank performance expresses both the performance of the banking sector and of the economy, in general, which cannot exist without a profitable banking system. It shows us the stability of bank activities and its level is determined based on a system of indicators.

Keywords: financial crisis; bad loans; income; expenses; performance indicators (search for similar items in EconPapers)
JEL-codes: M41 (search for similar items in EconPapers)
Date: 2014
References: View complete reference list from CitEc
Citations:

Downloads: (external link)
http://stec.univ-ovidius.ro/html/anale/RO/cuprins% ... 4%20issue_2_2014.pdf (application/pdf)

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:ovi:oviste:v:xiv:y:2014:i:2:p:419-422

Access Statistics for this article

Ovidius University Annals, Economic Sciences Series is currently edited by Spatariu Cerasela

More articles in Ovidius University Annals, Economic Sciences Series from Ovidius University of Constantza, Faculty of Economic Sciences Contact information at EDIRC.
Bibliographic data for series maintained by Gheorghiu Gabriela ().