The Impact of the Interest Rate and the Income of the Households on the Dynamics of Bank Deposits
Marioara Mirea (),
Ionela Munteanu Florea () and
Kamer Ainur Aivaz ()
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Marioara Mirea: â€œOvidiusâ€ University of Constanta
Ionela Munteanu Florea: Bucharest University of Economics Studies
Kamer Ainur Aivaz: â€œOvidiusâ€ University of Constanta
Ovidius University Annals, Economic Sciences Series, 2019, vol. XIX, issue 2, 812-818
The purpose of this paper is to use a linear multiple regression model to highlight the relationship between a dependent variable â€œPopulation-term deposits in lei (expressed in euros)â€ and two independent variables â€œAverage total income per household (expressed in euros) and Interest rate at the deposit facilityâ€ . The paper is based on the processing and analysis of the statistical data sets between 2004- 2018, also carrying out a dynamic analysis of the term deposits in lei of the households, in relation to the dynamics of the average total incomes on a household and the interest rate at storage facility.
Keywords: bank deposits; average total income per household; interest rate on the deposit facility; multiple linear regression (search for similar items in EconPapers)
JEL-codes: G21 G23 C10 (search for similar items in EconPapers)
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Persistent link: https://EconPapers.repec.org/RePEc:ovi:oviste:v:xix:y:2019:i:2:p:812-818
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