The Impact of the Interest Rate and the Income of the Households on the Dynamics of Bank Deposits

Marioara Mirea (), Ionela Munteanu Florea () and Kamer Ainur Aivaz ()
Additional contact information
Marioara Mirea: “Ovidius†University of Constanta
Ionela Munteanu Florea: Bucharest University of Economics Studies
Kamer Ainur Aivaz: “Ovidius†University of Constanta

Ovidius University Annals, Economic Sciences Series, 2019, vol. XIX, issue 2, 812-818

Abstract: The purpose of this paper is to use a linear multiple regression model to highlight the relationship between a dependent variable “Population-term deposits in lei (expressed in euros)†and two independent variables “Average total income per household (expressed in euros) and Interest rate at the deposit facility†. The paper is based on the processing and analysis of the statistical data sets between 2004- 2018, also carrying out a dynamic analysis of the term deposits in lei of the households, in relation to the dynamics of the average total incomes on a household and the interest rate at storage facility.

Keywords: bank deposits; average total income per household; interest rate on the deposit facility; multiple linear regression (search for similar items in EconPapers)
JEL-codes: C10 G21 G23 (search for similar items in EconPapers)
Date: 2019
References: View complete reference list from CitEc
Citations:

Downloads: (external link)
http://stec.univ-ovidius.ro/html/anale/RO/wp-conte ... 2/Section%20V/28.pdf (application/pdf)

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:ovi:oviste:v:xix:y:2019:i:2:p:812-818

Access Statistics for this article

Ovidius University Annals, Economic Sciences Series is currently edited by Spatariu Cerasela

More articles in Ovidius University Annals, Economic Sciences Series from Ovidius University of Constantza, Faculty of Economic Sciences Contact information at EDIRC.
Bibliographic data for series maintained by Gheorghiu Gabriela ().