Methodology on the Classification of Guarantees, the Establishment, Regulation and use of Risk Provisions for S.M.E. Loan Guarantees

Dumitru Nancu ()
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Dumitru Nancu: „Ovidius” University of Constanta

Ovidius University Annals, Economic Sciences Series, 2015, vol. XV, issue 2, 500-504

Abstract: The main amendment to the current methodology on provisions is represented by the reduction in the Fund's exposure, stemming from the payments of guarantees only based on the debtors’ accessory guarantees registered in the Fund’s accounting and not based on the calculation estimated on the value of the accessory guarantees due to the Fund or on a historical recovery rate of paid guarantees. This paper aims to conduct an analysis in this direction.

Keywords: guarantees; risk; operational risks; provisioning methodology (search for similar items in EconPapers)
JEL-codes: O (search for similar items in EconPapers)
Date: 2015
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Persistent link: https://EconPapers.repec.org/RePEc:ovi:oviste:v:xv:y:2015:i:2:p:500-504

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