Bank Lending in Romania after the Covid 19 Pandemic

Irena Munteanu ()
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Irena Munteanu: “Ovidius” University of Constanța, Faculty of Economic Sciences, Romania

Ovidius University Annals, Economic Sciences Series, 2023, vol. XXIII, issue 1, 1001-1006

Abstract: Bank lending is at the stage of financial intermediation in most countries with a poorly diversified money market. The credit market in Romania has been growing steadily since 2005 as a result of banks opening up to the public. After the advent of the first mortgages, credit took off and the volume of consumer credit reached a peak. The unexpected Covid 19 pandemic has brought minor changes to the structure and volume of bank lending in Romania. The study reveals changes and trends in bank lending in Romania. Due to the fact that bank credit is the main form of financing in Romania, the study presented is important and relevant for analysts and the public.

Keywords: loan; banks; consumer credit; banking strategy (search for similar items in EconPapers)
JEL-codes: E50 G01 G20 G21 G24 G30 (search for similar items in EconPapers)
Date: 2023
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Persistent link: https://EconPapers.repec.org/RePEc:ovi:oviste:v:xxiii:y:2023:i:1:p:1001-1006

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