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The Reason for Imposing Capital Requirements on Banks

Imola Driga

Annals of the University of Petrosani, Economics, 2005, vol. 5, 95-100

Abstract: The impact of bank regulation on risk-taking behavior has been a major focus during periods of severe financial crises. While there is still an ongoing debate whether regulation is beneficial at all, regulation is an evolving process and a number of regulatory guidelines have been issued by the Basel Committee on Banking Supervision and by national regulators over time.

Keywords: insolvency risk; minimum capital requirements; capital adequacy (search for similar items in EconPapers)
Date: 2005
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