Debt Relief in the Czech Republic - Analysis of Income, Overall Debt and Creditor Structure of the Debtors

Oddlužení v České republice - příjmy dlužníků, výše jejich dluhu a struktura věřitelů

Jan Hospodka, Ondřej Buben, Jiří Šimůnek and Monika Randáková

Acta Oeconomica Pragensia, 2017, vol. 2017, issue 2, 34-44

Abstract: This paper analyses debtors who proposed for a debt relief in a period between 1. 1. 2012 and 31. 12. 2013. Topic of debt relief has been already researched in Moravian and Silesian regions, therefore this paper concentrates mainly on Bohemian regions. The possibility of debt relief (personal bankruptcy in other words) for debtors has been in Czech legislation since year 2008 and number of personal bankruptcies has been considerably rising ever since. This paper presents only a part of ongoing research and therefore comprise only certain characteristics, such as the level and structure of debtor's income, the amount of their debt and also structure of their creditors. The data and the results of the research are analysed and compared among regions.

Keywords: bankruptcy; debtors; Czech Republic (search for similar items in EconPapers)
JEL-codes: G33 K35 M41 (search for similar items in EconPapers)
Date: 2017
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DOI: 10.18267/j.aop.573

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