Last Decade Analysis over the Impact of Loans & Deposits on the Romanian Economy: from Hook to Anchor

Adriana-Daniela Ciurel and Cristian Anghel
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Adriana-Daniela Ciurel: Bucharest University of Economic Studies
Cristian Anghel: Transilvania Bank

REVISTA DE MANAGEMENT COMPARAT INTERNATIONAL/REVIEW OF INTERNATIONAL COMPARATIVE MANAGEMENT, 2020, vol. 21, issue 2, 188-215

Abstract: Traditionally, banking consists in attracting deposits or other repayable funds from the population and in granting loans. This paper aims to analyze the attracted deposits and the loans granted in the Romanian banking system, as well as analyze the evolution of deposits and loans in terms of the interest rate for the whole banking system with the help of the VEC Model for the period 2007-2018. The importance of this work lies in its contribution to understand how the massification of credit facilities designed to finance both private consumption and investment by companies help in the economic recovery.

Keywords: banking system; analyze; deposits; loans; VEC. (search for similar items in EconPapers)
JEL-codes: E58 G21 (search for similar items in EconPapers)
Date: 2020
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Persistent link: https://EconPapers.repec.org/RePEc:rom:rmcimn:v:21:y:2020:i:2:p:188-215

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