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Efficiency of Immediate Payment Systems as a Determinant of Safety (Efektywnosc systemow platnosci natychmiastowych jako wyznacznik bezpieczenstwa)

Agnieszka Parkitna, Rafa³ Dolniak () and Anna Czarnecka ()
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Rafa³ Dolniak: Faculty of Computer Science and Management; Wroclaw University of Science and Technology, Department of Management Infrastructure
Anna Czarnecka: Faculty of Computer Science and Management; Wroclaw University of Science and Technology, Department of Management Infrastructure

Research Reports, 2017, vol. 1, issue 23, 162-177

Abstract: People who are looking for convenience and time savings are increasingly willing to reach for new technologies and methods designed to enhance the efficiency of their operations. After studying the literature on the Polish payment systems, the authors saw such convenience opportunities in the immediate payment systems that have been developing over the past several years. In this paper, the authors discuss the concept of payment system efficiency management and perform an assessment of efficiency of immediate payment system management by analyzing and comparing the Express Elixir and the BlueCash systems. The main goal of this paper is to evaluate the efficiency of management of immediate payment systems of the financial market operators providing such services on the Polish market. The problems presented in this work are of a theoretical nature and were preceded by literature analysis.

Keywords: payment system; financial services; efficiency; security (search for similar items in EconPapers)
JEL-codes: E42 G21 (search for similar items in EconPapers)
Date: 2017
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