Economics at your fingertips  

The Influence of the CRD/CRR Package and the Banking Union on the Banking Market in Poland (Wplyw pakietu CRD/CRR i unii bankowej na rynek bankowy w Polsce)

Malgorzata Mikita ()
Additional contact information
Malgorzata Mikita: Department of Capital Markets, Warsaw School of Economics

Research Reports, 2018, vol. 2, issue 29, 64-72

Abstract: The CRD/CRR package (Capital Requirements Directive IV / Capital Requirements Regulation) and the banking union have a big influence on all countries within the European Union. The main research problem tackled in the paper is to show the consequences of the CRD/CRR package and the banking union on the banking market in Poland. The paper discusses the main regulations resulting from the CRD/CRR package and the banking union, as well as their influence on the functioning of banks in Poland. Among major regulations there are own funds standards, their liquidity and capital buffers encumbering banking assets. Moreover, three pillars of the banking union, i.e. the Single Supervisory Mechanism, the Single Resolution Mechanism and the Single Deposit Guarantee Scheme, have been also addressed. The main conclusion that can be drawn from the article is the statement that, from the Polish perspective, the CRD/CRR package and the banking union offer more benefits than costs for the financial sector in Poland.

Keywords: banking system; EU; Poland; CRD IV; CRR; banking union; European integration (search for similar items in EconPapers)
JEL-codes: G15 G21 (search for similar items in EconPapers)
Date: 2018
References: View references in EconPapers View complete reference list from CitEc
Citations: Track citations by RSS feed

Downloads: (external link) ... 018_2_2_m_mikita.pdf (application/pdf)

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link:

Access Statistics for this article

More articles in Research Reports from University of Warsaw, Faculty of Management Contact information at EDIRC.
Bibliographic data for series maintained by ().

Page updated 2022-10-29
Handle: RePEc:sgm:resrep:v:2:i:29:y:2018:p:64-72