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Money management and entrepreneurial training in microfinance: impact on beneficiaries and institutions

Lucia Dalla Pellegrina (), Giorgio Di Maio (), Paolo Landoni and Emanuele Rusinà ()
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Lucia Dalla Pellegrina: Università degli Studi di Milano-Bicocca
Emanuele Rusinà: University of California at Berkeley, Haas School of Business

Economia Politica: Journal of Analytical and Institutional Economics, 2021, vol. 38, issue 3, No 11, 1049-1085

Abstract: Abstract This study uses a randomized control trial to evaluate the outcome of integrating money management and entrepreneurial training into a microcredit program in India. We find positive and significant effects on clients’ financial management skills and entrepreneurship abilities, particularly for clients with higher human capital, or more diligent, or having an entrepreneurial idea, and an increase in initiative and self-confidence. Effects appear stronger for clients obliged to attend the training course or more interested in attending it. By considering missed or delayed repayments reduction we assess the benefits of the training provided and of extending it for the institution.

Keywords: Microfinance; Training program; Money management; Entrepreneurship (search for similar items in EconPapers)
JEL-codes: G21 I25 L31 O15 (search for similar items in EconPapers)
Date: 2021
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Working Paper: Money Management and Entrepreneurial Training in Microfinance: Impact on Beneficiaries and Institutions (2015) Downloads
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DOI: 10.1007/s40888-021-00217-9

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