Financial Exclusion in Europe

Santiago Carbo Valverde, Edward P. M. Gardener and Philip Molyneux ()

Public Money & Management, 2007, vol. 27, issue 1, 21-27

Abstract: This article outlines the nature, causes and extent of financial exclusion in Europe and discusses policy/industry responses to tackling it. Policy response has been ad hoc and country specific. Policy-making by the EC has been disappointing; national solutions are preferred to US-style affirmative action. The offer of basic banking accounts typically lies at the heart of many countries' efforts to increase financial inclusion and they are a common feature of European policy.

Date: 2007
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Citations: View citations in EconPapers (17)

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Chapter: Financial Exclusion in Europe (2005)
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DOI: 10.1111/j.1467-9302.2007.00551.x

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