Small Business Credit Scoring and Credit Availability*

Allen N. Berger and W Frame

Journal of Small Business Management, 2007, vol. 45, issue 1, 5-22

Abstract: U.S. commercial banks are increasingly using small business credit‐scoring models to underwrite small business credits. The paper discusses this lending technology, evaluates the research findings on the effects of this technology on small business credit availability, and links these findings to a number of research and policy issues.

Date: 2007
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Citations: View citations in EconPapers (18)

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Working Paper: Small business credit scoring and credit availability (2005)
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DOI: 10.1111/j.1540-627X.2007.00195.x

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