Pension Coverage and Borrowing Constraints

Michael A. Curme and William Even ()

Journal of Human Resources, 1995, vol. 30, issue 4, 701-712

Abstract: Using data from the 1983 Survey of Consumer Finances and taking a measure of borrowing constraint status as an indication of a worker's discount rate, we find evidence that borrowing-constrained workers are less likely to be covered by a pension plan, and that the borrowing constraint effect is significant only for defined benefit plans.

Date: 1995
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Persistent link: https://EconPapers.repec.org/RePEc:uwp:jhriss:v:30:y:1995:i:4:p:701-712

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