FinTech and the Future of Banking

Andrada Bilan, Hans Degryse, Kuchulain O’Flynn () and Steven Ongena
Additional contact information
Kuchulain O’Flynn: University of Zurich

Chapter Chapter 7 in Banking and Financial Markets, 2019, pp 179-199 from Palgrave Macmillan

Abstract: Abstract A recent technological wave resulting from both technological advances and increasing bank regulation, known as FinTech, has the potential to revamp bank business models. In this chapter, we review the very recent academic literature that has developed to understand and explain the benefits and the pitfalls of FinTech lending. We analyse the interplay between technology and recent bank regulations in driving the rise of FinTech firms, whether these newcomers act as competitors or complements to traditional bank lending, as well as the liability side of the FinTech lenders and the behaviour of their investors.

Keywords: Banks; Lending; FinTech; Digital; Bank regulation; Technology (search for similar items in EconPapers)
Date: 2019
References: Add references at CitEc
Citations:

There are no downloads for this item, see the EconPapers FAQ for hints about obtaining it.

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:pal:pmschp:978-3-030-26844-2_7

Ordering information: This item can be ordered from
http://www.palgrave.com/9783030268442

DOI: 10.1007/978-3-030-26844-2_7

Access Statistics for this chapter

More chapters in Palgrave Macmillan Studies in Banking and Financial Institutions from Palgrave Macmillan
Bibliographic data for series maintained by Sonal Shukla () and Springer Nature Abstracting and Indexing ().