Details about Steven Ongena

E-mail:
Homepage:	https://sites.google.com/site/stevenongena/
Phone:	+ 41 44 634 3954
Postal address:	Department of Banking and Finance University of Zürich Plattenstrasse 32 CH-8032 Zürich Switzerland
Workplace:	Institut für Banking und Finance (Institut für Schweizerisches Bankwesen) (Department of Banking and Finance (Swiss Banking Institute)), Wirtschaftswissenschaftliche Fakutät (Faculty of Economics), Universität Zürich (University of Zurich), (more information at EDIRC) Swiss Finance Institute, (more information at EDIRC)

Access statistics for papers by Steven Ongena.

Last updated 2019-02-11. Update your information in the RePEc Author Service.

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Working Papers

2020

1. Adapting lending policies in a “negative-for-long” scenario (Updated October 2020)
   Working Papers, Banco de España View citations (18)
2. Credit, Income and Inequality
   Staff Reports, Federal Reserve Bank of New York

2019

3. Some borrowers are more equal than others: bank funding shocks and credit reallocation
   Working Paper Series, European Central Bank View citations (25)
   Also in Working Paper Research, National Bank of Belgium (2018) View citations (17)
4. The Impact of Stricter Merger Control on Bank Mergers and Acquisitions. Too-Big-To-Fail and Competition
   Working Papers, Federal Reserve Bank of Cleveland

2018

5. "Finance and growth" re-loaded
   CFS Working Paper Series, Center for Financial Studies (CFS)
6. A Global Lending Channel Unplugged? Does U.S. Monetary Policy Affect Cross-border and Affiliate Lending by Global U.S. Banks?
   Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) View citations (41)
   Also in CFS Working Paper Series, Center for Financial Studies (CFS) (2015) View citations (13)
   MPRA Paper, University Library of Munich, Germany (2015) View citations (6)
   See also Journal Article in Journal of International Economics (2018)
7. Bank response to higher capital requirements: Evidence from a quasi-natural experiment
   SAFE Working Paper Series, Leibniz Institute for Financial Research SAFE View citations (32)
   Also in Swiss Finance Institute Research Paper Series, Swiss Finance Institute (2016) View citations (30)
   IWH Discussion Papers, Halle Institute for Economic Research (IWH) (2016) View citations (18)
8. Being Stranded on the Carbon Bubble? Climate Policy Risk and the Pricing of Bank Loans
   Swiss Finance Institute Research Paper Series, Swiss Finance Institute View citations (14)
   Also in CEPR Discussion Papers, C.E.P.R. Discussion Papers (2018) View citations (14)
9. Clear and Close Competitors?: On the Causes and Consequences of Bilateral Competition between Banks
   Discussion Paper, Tilburg University, Center for Economic Research
10. Credit supply and demand in unconventional times
    Working Paper Series, European Central Bank View citations (13)
11. Democratic development and credit: “Democracy doesn't come cheap” But at least credit to its corporations will be
    Research Discussion Papers, Bank of Finland
12. Fixed rate versus adjustable rate mortgages: evidence from euro area banks
    Temi di discussione (Economic working papers), Bank of Italy, Economic Research and International Relations Area View citations (1)
13. Move a Little Closer? Information Sharing and the Spatial Clustering of Bank Branches
    Discussion Paper, Tilburg University, Center for Economic Research
    Also in Swiss Finance Institute Research Paper Series, Swiss Finance Institute (2017)
14. The Agency of CoCos: Why Contingent Convertible Bonds Aren't for Everyone
    CEPR Discussion Papers, C.E.P.R. Discussion Papers
15. Tracing the Impact of a Sudden Stop: The Role of Bank Rollover Risks, Expectations, and Domestic Production Networks
    Working Papers, Research and Monetary Policy Department, Central Bank of the Republic of Turkey
16. When They Work with Women, Do Men Get All the Credit?
    Swiss Finance Institute Research Paper Series, Swiss Finance Institute

2017

17. "Keeping it personal" or "getting real"? On the drivers and effectiveness of personal versus real loan guarantees
    Working Papers, Banco de España View citations (5)
18. Asymmetric information and the securitization of SME loans
    BIS Working Papers, Bank for International Settlements View citations (8)
    Also in CEPR Discussion Papers, C.E.P.R. Discussion Papers (2017) View citations (4)
    Temi di discussione (Economic working papers), Bank of Italy, Economic Research and International Relations Area (2016) View citations (5)
19. CDS and credit: Testing the small bang theory of the financial universe with micro data
    Discussion Papers, Deutsche Bundesbank View citations (3)
20. Changes in the Cost of Bank Equity and the Supply of Bank Credit
    CEPR Discussion Papers, C.E.P.R. Discussion Papers View citations (6)
    Also in VfS Annual Conference 2017 (Vienna): Alternative Structures for Money and Banking, Verein für Socialpolitik / German Economic Association (2017) View citations (6)
21. Democracy and Credit �Democracy Doesn`t Come Cheap� But At Least Credit to Its Corporations Will Be
    CEPR Discussion Papers, C.E.P.R. Discussion Papers View citations (1)
22. Democracy and Credit “Democracy Doesn`t Come Cheap” But At Least Credit to Its Corporations Will Be
    Swiss Finance Institute Research Paper Series, Swiss Finance Institute View citations (1)
23. Do Demand or Supply Factors Drive Bank Credit, in Good and Crisis Times?
    Working Papers, Barcelona Graduate School of Economics View citations (8)
    Also in Economics Working Papers, Department of Economics and Business, Universitat Pompeu Fabra (2017) View citations (8)
24. In Lands of Foreign Currency Credit, Bank Lending Channels Run Through?
    MNB Working Papers, Magyar Nemzeti Bank (Central Bank of Hungary) View citations (31)
25. Market Discipline Through Credit Ratings and Too-Big-To-Fail in Banking?
    Swiss Finance Institute Research Paper Series, Swiss Finance Institute View citations (1)
26. Securitization and credit quality
    Working Paper Series, European Central Bank
    Also in International Finance Discussion Papers, Board of Governors of the Federal Reserve System (U.S.) (2015) View citations (9)
    Working Papers, Bangor Business School, Prifysgol Bangor University (Cymru / Wales) (2015) View citations (3)
27. The Impact of Merger Legislation on Bank Mergers
    Working Papers, Federal Reserve Bank of Cleveland
    Also in Swiss Finance Institute Research Paper Series, Swiss Finance Institute (2016)
    Discussion Paper Series of SFB/TR 15 Governance and the Efficiency of Economic Systems, Free University of Berlin, Humboldt University of Berlin, University of Bonn, University of Mannheim, University of Munich (2015)
    Working Papers (Old Series), Federal Reserve Bank of Cleveland (2016)
28. The Price of Law: The Case of the Eurozone Collective Action Clauses
    Swiss Finance Institute Research Paper Series, Swiss Finance Institute View citations (3)
29. The agency of CoCo: Why do banks issue contingent convertible bonds?
    CFS Working Paper Series, Center for Financial Studies (CFS) View citations (4)

2016

30. "What's the Use of Having a Reputation If You Can't Ruin It Every Now and Then?" Regulatory Enforcement Actions on Banks and the Structure of Loan Syndicates
    Essex Finance Centre Working Papers, University of Essex, Essex Business School
31. Bank capital (requirements) and credit supply: Evidence from pillar 2 decisions
    Working Paper Research, National Bank of Belgium View citations (14)
32. Bank standalone credit ratings
    BIS Working Papers, Bank for International Settlements View citations (1)
33. Collateral damage? On collateral, corporate financing and performance
    Working Paper Series, European Central Bank View citations (3)
34. Fear, Anger and Credit. On Bank Robberies and Loan Conditions
    BAFFI CAREFIN Working Papers, BAFFI CAREFIN, Centre for Applied Research on International Markets Banking Finance and Regulation, Universita' Bocconi, Milano, Italy
35. Sorry, We're Closed: Loan Conditions When Bank Branches Close and Firms Transfer to Another Bank
    Working Papers, Banco de Portugal, Economics and Research Department View citations (2)
36. The countercyclical capital buffer and the composition of bank lending
    BIS Working Papers, Bank for International Settlements View citations (17)
37. The invisible hand of the government: "Moral suasion" during the European sovereign debt crisis
    DNB Working Papers, Netherlands Central Bank, Research Department View citations (33)
    Also in CEPR Discussion Papers, C.E.P.R. Discussion Papers (2016) View citations (33)
    Working Paper Series, European Central Bank (2016) View citations (40)
38. Who gains from credit granted between firms? Evidence from inter-corporate loan announcements made in China
    CFS Working Paper Series, Center for Financial Studies (CFS) View citations (8)
    Also in BOFIT Discussion Papers, Bank of Finland, Institute for Economies in Transition (2015) View citations (1)

2015

39. Bank Loan Announcements and Borrower Stock Returns Before and During the Recent Financial Crisis
    Swiss Finance Institute Research Paper Series, Swiss Finance Institute View citations (11)
    See also Journal Article in Journal of Financial Stability (2015)
40. Bank market power and firm performance
    University of Cyprus Working Papers in Economics, University of Cyprus Department of Economics View citations (2)
    See also Journal Article in Review of Finance (2017)
41. Do exposures to sagging real estate, subprime or conduits abroad lead to contraction and flight to quality in bank lending at home?
    Discussion Papers, Deutsche Bundesbank View citations (1)
    See also Journal Article in Review of Finance (2018)
42. Gender bias and credit access
    Working Paper Series, European Central Bank View citations (2)
    See also Journal Article in Journal of Money, Credit and Banking (2016)
43. Household Inequality, Entrepreneurial Dynamism and Corporate Financing
    Swiss Finance Institute Research Paper Series, Swiss Finance Institute View citations (1)
44. Macroprudential policy, countercyclical bank capital buffers and credit supply: Evidence from the Spanish dynamic provisioning experiments
    Economics Working Papers, Department of Economics and Business, Universitat Pompeu Fabra View citations (18)
    Also in Discussion Paper, Tilburg University, Center for Economic Research (2012) View citations (25)
    Working Papers, Barcelona Graduate School of Economics (2012) View citations (27)
    Working Paper Research, National Bank of Belgium (2012) View citations (24)
    See also Journal Article in Journal of Political Economy (2017)
45. Securitization and lending standards: Evidence from the European wholesale loan market
    International Finance Discussion Papers, Board of Governors of the Federal Reserve System (U.S.) View citations (9)
    See also Journal Article in Journal of Financial Stability (2016)
46. The Perennial Challenge to Counter Too-Big-To-Fail in Banking: Empirical Evidence from the New International Regulation Dealing with Global Systemically Important Banks
    Swiss Finance Institute Research Paper Series, Swiss Finance Institute View citations (10)
    See also Journal Article in Journal of Banking & Finance (2015)

2014

47. Foreign ownership and market power in banking: Evidence from a world sample
    University of Cyprus Working Papers in Economics, University of Cyprus Department of Economics View citations (1)
    See also Journal Article in Journal of Money, Credit and Banking (2016)
48. In lands of foreign currency credit, bank lending channels run through? The effects of monetary policy at home and abroad on the currency denomination of the supply of credit
    CFS Working Paper Series, Center for Financial Studies (CFS) View citations (9)
49. Of religion and redemption: Evidence from default on Islamic loans
    Other publications TiSEM, Tilburg University, School of Economics and Management View citations (68)
    Also in CEPR Discussion Papers, C.E.P.R. Discussion Papers (2011) View citations (34)
    See also Journal Article in Journal of Banking & Finance (2014)
50. The Impact of Foreign Bank Presence on Foreign Direct Investment in China
    Swiss Finance Institute Research Paper Series, Swiss Finance Institute
    See also Journal Article in China & World Economy (2015)

2013

51. A Century of Firm – Bank Relationships: Did Banking Sector Deregulation Spur Firms to Add Banks and Borrow More?
    CEPR Discussion Papers, C.E.P.R. Discussion Papers View citations (6)
52. Informal or Formal Financing? Or Both? First Evidence on the Co-Funding of Chinese Firms
    Discussion Paper, Tilburg University, Center for Economic Research View citations (11)
    Also in CEPR Discussion Papers, C.E.P.R. Discussion Papers (2013) View citations (11)
    BOFIT Discussion Papers, Bank of Finland, Institute for Economies in Transition (2013) View citations (11)
53. Islamic finance in Europe
    Occasional Paper Series, European Central Bank View citations (20)
54. Shocks Abroad, Pain at Home? Bank-Firm Level Evidence on the International Transmission of Financial Shocks
    DNB Working Papers, Netherlands Central Bank, Research Department View citations (34)
    Also in Discussion Paper, Tilburg University, Center for Economic Research (2013) View citations (28)

2012

55. Collateralization, Bank Loan Rates and Monitoring: Evidence from a Natural Experiment
    Working Paper Series, Sveriges Riksbank (Central Bank of Sweden) View citations (2)
    Also in Discussion Paper, Tilburg University, Center for Economic Research (2011) View citations (6)
    2012 Meeting Papers, Society for Economic Dynamics (2012)
56. Credit Supply versus Demand: Bank and Firm Balance-Sheet Channels in Good and Crisis Times
    Discussion Paper, Tilburg University, Center for Economic Research View citations (21)
57. Does Banking Competition Alleviate or Worsen Credit Constraints Faced by Small and Medium Enterprises? Evidence from China (Replaces CentER DP 2011-006)
    Discussion Paper, Tilburg University, Center for Economic Research View citations (1)
58. Information Asymmetry and Foreign Currency Borrowing by Small Firms
    Working Papers, Swiss National Bank
    Also in Discussion Paper, Tilburg University, Center for Economic Research (2011) View citations (51)
    See also Journal Article in Comparative Economic Studies (2014)
59. Monetary Conditions and Banks' Behaviour in the Czech Republic
    Working Papers, Czech National Bank View citations (8)
    See also Journal Article in Open Economies Review (2015)
60. Of Religion and Redemption: Evidence from Default on Islamic Loans (Replaces CentER DP 2010-136)
    Discussion Paper, Tilburg University, Center for Economic Research View citations (6)
61. The Economic Impact of Merger Control Legislation
    Economics Working Papers, European University Institute
    Also in Discussion Paper, Tilburg University, Tilburg Law and Economic Center (2008) View citations (1)
    CEPR Discussion Papers, C.E.P.R. Discussion Papers (2011) View citations (1)
    See also Journal Article in International Review of Law and Economics (2015)
62. When the cat's away the mice will play: does regulation at home affect bank risk taking abroad?
    Working Paper Series, European Central Bank View citations (4)
    See also Journal Article in Journal of Financial Economics (2013)
63. Who needs credit and who gets credit in Eastern Europe?
    Working Paper Series, European Central Bank View citations (1)
    Also in Working Papers, Swiss National Bank (2010) View citations (12)
    Discussion Paper, Tilburg University, Center for Economic Research (2010) View citations (3)

2011

64. Bank Risk-Taking Abroad: Does Home-Country Regulation and Supervision Matter
    Discussion Paper, Tilburg University, Center for Economic Research View citations (1)
65. Foreign Currency Loans - Demand or Supply Driven?
    Working Papers, Swiss National Bank View citations (7)
    Also in Proceedings of the German Development Economics Conference, Hannover 2010, Verein für Socialpolitik, Research Committee Development Economics (2010) View citations (14)
    Discussion Paper, Tilburg University, Center for Economic Research (2009) View citations (2)
    CEPR Discussion Papers, C.E.P.R. Discussion Papers (2010) View citations (35)
66. Loose monetary policy and excessive credit and liquidity risk-taking by banks
    Other publications TiSEM, Tilburg University, School of Economics and Management View citations (1)
67. Securitization and Lending Standards: Evidence from the Wholesale Loan Market
    Discussion Paper, Tilburg University, Center for Economic Research View citations (6)
    Also in Working Paper Series, European Central Bank (2011) View citations (13)
68. The Transmission of Monetary Policy through Conventional and Islamic Banks
    Discussion Paper, Tilburg University, Center for Economic Research View citations (6)
    Also in Tinbergen Institute Discussion Papers, Tinbergen Institute
    See also Journal Article in International Journal of Central Banking (2013)

2010

69. Credit Supply: Identifying Balance-Sheet Channels with Loan Applications and Granted Loans
    CEPR Discussion Papers, C.E.P.R. Discussion Papers View citations (19)
    Also in Working Paper Series, European Central Bank (2010) View citations (16)
    Working Papers, Banco de España (2010) View citations (17)
70. Interbank market integration, loan rates, and firm leverage
    Working Paper Series, European Central Bank View citations (2)
    See also Journal Article in Journal of Banking & Finance (2011)
71. The International Diversification of Banks and the Value of their Cross-Border M&A Advice
    Discussion Paper, Tilburg University, Center for Economic Research
    Also in CEPR Discussion Papers, C.E.P.R. Discussion Papers (2010)

2009

72. Bank loan announcements and borrower stock returns: does bank origin matter?
    Working Paper Series, European Central Bank
    See also Journal Article in International Review of Finance (2013)
73. Foreign Currency Borrowing by Small Firms
    Working Papers, Swiss National Bank View citations (16)
    Also in CEPR Discussion Papers, C.E.P.R. Discussion Papers (2009) View citations (20)
74. Hazardous times for monetary policy: What do twenty-three million bank loans say about the effects of monetary policy on credit risk-taking?
    Working Papers, Banco de España View citations (37)
    See also Journal Article in Econometrica (2014)
75. Monetary Policy, Risk-Taking, and Pricing: Evidence from a Quasi-Natural Experiment
    Discussion Paper, Tilburg University, Center for Economic Research View citations (60)
    See also Journal Article in Review of Finance (2015)

2008

76. "Lending by Example": Direct and Indirect Effects of Foreign Banks in Emerging Markets
    CEPR Discussion Papers, C.E.P.R. Discussion Papers View citations (21)
    See also Journal Article in Journal of International Economics (2012)
77. Borrowing in Foreign Currency: Austrian Households as Carry Traders
    Working Papers, Swiss National Bank View citations (5)
    See also Journal Article in Journal of Banking & Finance (2010)
78. Currency Denomination of Bank Loans: Evidence from Small Firms in Transition Countries
    Discussion Paper, Tilburg University, Center for Economic Research View citations (13)
79. Evidence on the impact of monetary policy on bank credit risk
    Proceedings, Federal Reserve Bank of Chicago

2007

80. Creditor concentration: an empirical investigation
    Discussion Paper Series 2: Banking and Financial Studies, Deutsche Bundesbank View citations (27)
    See also Journal Article in European Economic Review (2012)
81. Distance, Bank Organizational Structure and Credit
    Discussion Paper, Tilburg University, Tilburg Law and Economic Center View citations (4)
82. Hazardous Times for Monetary Policy: What Do Twenty-Three Million Bank Loans Say About the Effects of Monetary Policy on Credit Risk?
    CEPR Discussion Papers, C.E.P.R. Discussion Papers View citations (53)
    Also in Discussion Paper, Tilburg University, Center for Economic Research (2007) View citations (33)
83. Rules versus Discretion in Loan Rate Setting
    CEPR Discussion Papers, C.E.P.R. Discussion Papers View citations (11)
    Also in Discussion Paper, Tilburg University, Tilburg Law and Economic Center (2007) View citations (13)
    CESifo Working Paper Series, CESifo (2007) View citations (11)
    Working Papers of Department of Economics, Leuven, KU Leuven, Faculty of Economics and Business (FEB), Department of Economics, Leuven (2007) View citations (1)
    Discussion Paper, Tilburg University, Center for Economic Research (2007) View citations (13)
    See also Journal Article in Journal of Financial Intermediation (2011)
84. Rules, discretion, and loan rates
    Proceedings, Federal Reserve Bank of Chicago
85. The Impact of Organizational Structure and Lending Technology on Banking Competition
    CEPR Discussion Papers, C.E.P.R. Discussion Papers View citations (12)
    Also in Discussion Paper, Tilburg University, Center for Economic Research (2006) View citations (3)
    Discussion Paper, Tilburg University, Tilburg Law and Economic Center (2007) View citations (13)
    See also Journal Article in Review of Finance (2009)
86. The economic impact of merger control: what is special about banking?
    Working Paper Series, European Central Bank View citations (6)

2006

87. The Impact of Competition on Bank Orientation
    Discussion Paper, Tilburg University, Center for Economic Research View citations (2)
    See also Journal Article in Journal of Financial Intermediation (2007)

2005

88. Financial Integration and Entrepreneurial Activity: Evidence from Foreign Bank Entry in Emerging Markets
    CEPR Discussion Papers, C.E.P.R. Discussion Papers View citations (32)
    Also in Working Paper Series, European Central Bank (2005) View citations (48)

2004

89. Bank orientation and industry specialization
    Proceedings, Federal Reserve Bank of Chicago
90. The Impact of Competition on Bank Orientation and Specialization
    CEPR Discussion Papers, C.E.P.R. Discussion Papers
    Also in Discussion Paper, Tilburg University, Center for Economic Research (2003) View citations (2)
91. The Impact of Competition on Bank Orientation and Specialization (new titel: The impact of competition on bank orientation)
    CESifo Working Paper Series, CESifo View citations (1)
92. The Impact of Technology and Regulation on the Geographical Scope of Banking
    Working Papers of Department of Economics, Leuven, KU Leuven, Faculty of Economics and Business (FEB), Department of Economics, Leuven View citations (8)

2003

93. Distance and competition
    Other publications TiSEM, Tilburg University, School of Economics and Management
    Also in Proceedings, Federal Reserve Bank of Chicago (2002) View citations (1)
    Other publications TiSEM, Tilburg University, School of Economics and Management (2002) View citations (6)
94. Distance, Lending Relationships, and Competition
    Discussion Paper, Tilburg University, Center for Economic Research View citations (4)
    Also in Discussion Paper, Tilburg University, Center for Economic Research (2002) View citations (7)
    CSEF Working Papers, Centre for Studies in Economics and Finance (CSEF), University of Naples, Italy (2002) View citations (5)
    See also Journal Article in Journal of Finance (2005)

2002

95. Bank-firm relationships and international banking markets
    Other publications TiSEM, Tilburg University, School of Economics and Management View citations (1)
    See also Journal Article in International Journal of the Economics of Business (2002)
96. On the sequencing of projects, reputation building, and relationship finance
    International Finance Discussion Papers, Board of Governors of the Federal Reserve System (U.S.) View citations (2)
    Also in Discussion Paper, Tilburg University, Center for Economic Research (2001) View citations (2)
    See also Journal Article in Finance Research Letters (2006)
97. To what extent will the banking industry be globalized? a study of bank nationality and reach in 20 European nations
    International Finance Discussion Papers, Board of Governors of the Federal Reserve System (U.S.) View citations (19)
    Also in Finance and Economics Discussion Series, Board of Governors of the Federal Reserve System (U.S.) (2002) View citations (2)
    See also Journal Article in Journal of Banking & Finance (2003)

2001

98. Firms and their distressed banks
    Other publications TiSEM, Tilburg University, School of Economics and Management
99. Firms and their distressed banks: lessons from the Norwegian banking crisis (1988-1991)
    Proceedings, Federal Reserve Bank of Chicago
    Also in International Finance Discussion Papers, Board of Governors of the Federal Reserve System (U.S.) (2000) View citations (1)

2000

100. Bank Relationship and Firm Profitability
     Discussion Paper, Tilburg University, Center for Economic Research View citations (3)
     See also Journal Article in Financial Management (2001)
101. Bank relationships: A review
     Other publications TiSEM, Tilburg University, School of Economics and Management View citations (71)
102. Benefits and costs of bank relationships
     Other publications TiSEM, Tilburg University, School of Economics and Management View citations (1)
103. Distressed Relationships: Lessons from the Norwegian Banking Crisis
     Discussion Paper, Tilburg University, Center for Economic Research
     Also in CFS Working Paper Series, Center for Financial Studies (CFS) (1999) View citations (3)
104. The Impact of Bank Consolidation on Commercial Borrower Welfare
     Discussion Paper, Tilburg University, Center for Economic Research View citations (7)
     Also in International Finance Discussion Papers, Board of Governors of the Federal Reserve System (U.S.) (2000) View citations (7)
     See also Journal Article in Journal of Finance (2005)

1998

105. Quality and duration of banking relationships
     Other publications TiSEM, Tilburg University, School of Economics and Management View citations (4)

1997

106. Empirical Evidence on the Duration of Bank Relationships
     Center for Financial Institutions Working Papers, Wharton School Center for Financial Institutions, University of Pennsylvania View citations (8)
     Also in Finance, University Library of Munich, Germany (1997) View citations (10)

1995

107. Monetary policy and credit conditions: new evidence
     Macroeconomics, University Library of Munich, Germany

Journal Articles

2018

1. A global lending channel unplugged? Does U.S. monetary policy affect cross-border and affiliate lending by global U.S. banks?
   Journal of International Economics, 2018, 112, (C), 50-69 View citations (23)
   See also Working Paper (2018)
2. Bank loan announcements and religious investors: Empirical evidence from Saudi Arabia
   Journal of Empirical Finance, 2018, 47, (C), 78-89
3. Do Exposures to Sagging Real Estate, Subprime, or Conduits Abroad Lead to Contraction and Flight to Quality in Bank Lending at Home?
   Review of Finance, 2018, 22, (4), 1335-1373 View citations (4)
   See also Working Paper (2015)
4. Household wealth inequality, entrepreneurs’ financial constraints, and the great recession: evidence from the Kauffman Firm Survey
   Small Business Economics, 2018, 50, (3), 533-543 View citations (1)
5. Institutional and individual investors: Saving for old age
   Journal of Banking & Finance, 2018, 92, (C), 257-268

2017

6. Bank Market Power and Firm Performance
   Review of Finance, 2017, 21, (1), 299-326 View citations (15)
   See also Working Paper (2015)
7. Finance and Development in Muslim Economies
   Journal of Financial Services Research, 2017, 51, (2), 165-167
8. Firm Industry Affiliation and Multiple Bank Relationships
   Journal of Financial Services Research, 2017, 51, (1), 1-17 View citations (1)
9. In the Short Run Blasé, In the Long Run Risqué
   Schmalenbach Business Review, 2017, 18, (3), 181-226
10. Macroprudential Policy, Countercyclical Bank Capital Buffers, and Credit Supply: Evidence from the Spanish Dynamic Provisioning Experiments
    Journal of Political Economy, 2017, 125, (6), 2126 - 2177 View citations (144)
    See also Working Paper (2015)
11. Monetáris politika és a bankok hitelkínálata. Vállalati adatokon alapuló elemzés
    (Monetary policy and bank-loan supply: evidence from firm-level analysis)
    Közgazdasági Szemle (Economic Review - monthly of the Hungarian Academy of Sciences), 2017, LXIV, (3), 217-237

2016

12. Collateralization, Bank Loan Rates, and Monitoring
    Journal of Finance, 2016, 71, (3), 1295-1322 View citations (36)
13. Foreign Ownership and Market Power in Banking: Evidence from a World Sample
    Journal of Money, Credit and Banking, 2016, 48, (2-3), 449-483 View citations (16)
    See also Working Paper (2014)
14. Gender Bias and Credit Access
    Journal of Money, Credit and Banking, 2016, 48, (8), 1691-1724 View citations (13)
    See also Working Paper (2015)
15. Informal or formal financing? Evidence on the co-funding of Chinese firms
    Journal of Financial Intermediation, 2016, 27, (C), 31-50 View citations (12)
16. Securitization and lending standards: Evidence from the European wholesale loan market
    Journal of Financial Stability, 2016, 26, (C), 107-127 View citations (16)
    See also Working Paper (2015)

2015

17. A Review of Empirical Research on the Design and Impact of Regulation in the Banking Sector
    Annual Review of Financial Economics, 2015, 7, (1), 423-443 View citations (6)
18. Bank loan announcements and borrower stock returns before and during the recent financial crisis
    Journal of Financial Stability, 2015, 21, (C), 1-12 View citations (14)
    See also Working Paper (2015)
19. Impact of Foreign Bank Presence on Foreign Direct Investment in China
    China & World Economy, 2015, 23, (4), 40-59 View citations (1)
    See also Working Paper (2014)
20. Monetary Conditions and Banks’ Behaviour in the Czech Republic
    Open Economies Review, 2015, 26, (3), 407-445 View citations (18)
    See also Working Paper (2012)
21. Monetary Policy, Risk-Taking, and Pricing: Evidence from a Quasi-Natural Experiment
    Review of Finance, 2015, 19, (1), 95-144 View citations (114)
    See also Working Paper (2009)
22. Shocks Abroad, Pain at Home? Bank-Firm-Level Evidence on the International Transmission of Financial Shocks
    IMF Economic Review, 2015, 63, (4), 698-750 View citations (35)
23. The economic impact of merger control legislation
    International Review of Law and Economics, 2015, 42, (C), 88-104 View citations (2)
    See also Working Paper (2012)
24. The perennial challenge to counter Too-Big-to-Fail in banking: Empirical evidence from the new international regulation dealing with Global Systemically Important Banks
    Journal of Banking & Finance, 2015, 61, (C), 221-236 View citations (16)
    See also Working Paper (2015)

2014

25. Bank Funding, Securitization, and Loan Terms: Evidence from Foreign Currency Lending
    Journal of Money, Credit and Banking, 2014, 46, (7), 1501-1534 View citations (27)
26. Banks and Bonds: The Impact of Bank Loan Announcements on Bond and Equity Prices
    Journal of Financial Management, Markets and Institutions, 2014, (2), 131-156 View citations (5)
27. Discussion of Presbitero, Udell, and Zazzaro
    Journal of Money, Credit and Banking, 2014, 46, (s1), 87-91
28. Hazardous Times for Monetary Policy: What Do Twenty‐Three Million Bank Loans Say About the Effects of Monetary Policy on Credit Risk‐Taking?
    Econometrica, 2014, 82, (2), 463-505 View citations (505)
    See also Working Paper (2009)
29. Information Asymmetry and Foreign Currency Borrowing by Small Firms
    Comparative Economic Studies, 2014, 56, (1), 110-131 View citations (11)
    See also Working Paper (2012)
30. Of religion and redemption: Evidence from default on Islamic loans
    Journal of Banking & Finance, 2014, 44, (C), 141-159 View citations (58)
    See also Working Paper (2014)

2013

31. Bank Loan Announcements and Borrower Stock Returns: Does Bank Origin Matter?
    International Review of Finance, 2013, 13, (2), 137-159 View citations (13)
    See also Working Paper (2009)
32. Does banking competition alleviate or worsen credit constraints faced by small- and medium-sized enterprises? Evidence from China
    Journal of Banking & Finance, 2013, 37, (9), 3412-3424 View citations (77)
33. The Transmission of Monetary Policy Through Conventional and Islamic Banks
    International Journal of Central Banking, 2013, 9, (4), 175-224 View citations (18)
    See also Working Paper (2011)
34. “When the cat's away the mice will play”: Does regulation at home affect bank risk-taking abroad?
    Journal of Financial Economics, 2013, 108, (3), 727-750 View citations (103)
    See also Working Paper (2012)

2012

35. Allocation de crédit et création de valeur par les banques: l'impact de la banque relationnelle en temps normal et en temps de crise
    Revue d'économie financière, 2012, N° 106, (2), 23-36
    Also in Revue d'Économie Financière, 2012, 106, (2), 23-35 (2012)
36. Credit Supply and Monetary Policy: Identifying the Bank Balance-Sheet Channel with Loan Applications
    American Economic Review, 2012, 102, (5), 2301-26 View citations (526)
37. Creditor concentration: An empirical investigation
    European Economic Review, 2012, 56, (4), 830-847 View citations (24)
    See also Working Paper (2007)
38. “Lending by example”: Direct and indirect effects of foreign banks in emerging markets
    Journal of International Economics, 2012, 86, (1), 167-180 View citations (80)
    See also Working Paper (2008)

2011

39. Corporate choice of banks: Decision factors, decision maker, and decision process -- First evidence
    Journal of Corporate Finance, 2011, 17, (2), 326-351 View citations (9)
40. Foreign currency borrowing by small firms in the transition economies
    Journal of Financial Intermediation, 2011, 20, (3), 285-302 View citations (65)
41. Interbank market integration, loan rates, and firm leverage
    Journal of Banking & Finance, 2011, 35, (3), 544-559 View citations (26)
    See also Working Paper (2010)
42. Rules versus discretion in loan rate setting
    Journal of Financial Intermediation, 2011, 20, (4), 503-529 View citations (41)
    See also Working Paper (2007)
43. Which firms engage small, foreign, or state banks? And who goes Islamic? Evidence from Turkey
    Journal of Banking & Finance, 2011, 35, (12), 3213-3224 View citations (37)

2010

44. Borrowing in foreign currency: Austrian households as carry traders
    Journal of Banking & Finance, 2010, 34, (9), 2198-2211 View citations (45)
    See also Working Paper (2008)
45. “Time for a Change”: Loan Conditions and Bank Behavior when Firms Switch Banks
    Journal of Finance, 2010, 65, (5), 1847-1877 View citations (146)

2009

46. Bondholders' wealth effects in domestic and cross-border bank mergers
    Journal of Financial Stability, 2009, 5, (3), 256-271 View citations (14)
47. Financial Integration and Firm Performance: Evidence from Foreign Bank Entry in Emerging Markets
    Review of Finance, 2009, 13, (2), 181-223 View citations (155)
48. Lending technology, bank organization and competition
    Journal of Financial Transformation, 2009, 26, 24-30 View citations (3)
49. The Impact of Organizational Structure and Lending Technology on Banking Competition
    Review of Finance, 2009, 13, (2), 225-259 View citations (50)
    See also Working Paper (2007)

2008

50. European mezzanine
    Applied Financial Economics, 2008, 18, (20), 1613-1622 View citations (1)
51. The Austrian Carry Trade: What Are the Characteristics of Households Borrowing in Foreign Currency?
    Financial Stability Report, 2008, (16), 108-121 View citations (1)

2007

52. The impact of competition on bank orientation
    Journal of Financial Intermediation, 2007, 16, (3), 399-424 View citations (87)
    See also Working Paper (2006)

2006

53. Cross-border banking and competition policy
    Research Bulletin, 2006, 4, 7-10
54. On the sequencing of projects, reputation building, and relationship finance
    Finance Research Letters, 2006, 3, (1), 23-39 View citations (21)
    See also Working Paper (2002)

2005

55. Distance, Lending Relationships, and Competition
    Journal of Finance, 2005, 60, (1), 231-266 View citations (474)
    See also Working Paper (2003)
56. The Impact of Bank Consolidation on Commercial Borrower Welfare
    Journal of Finance, 2005, 60, (4), 2043-2082 View citations (42)
    See also Working Paper (2000)

2003

57. Firms and their distressed banks: lessons from the Norwegian banking crisis
    Journal of Financial Economics, 2003, 67, (1), 81-112 View citations (72)
58. To what extent will the banking industry be globalized? A study of bank nationality and reach in 20 European nations
    Journal of Banking & Finance, 2003, 27, (3), 383-415 View citations (44)
    See also Working Paper (2002)

2002

59. Bank-Firm Relationships and International Banking Markets
    International Journal of the Economics of Business, 2002, 9, (3), 401-417 View citations (1)
    See also Working Paper (2002)

2001

60. Bank Relationships and Firm Profitability
    Financial Management, 2001, 30, (1) View citations (54)
    See also Working Paper (2000)
61. The duration of bank relationships
    Journal of Financial Economics, 2001, 61, (3), 449-475 View citations (197)

2000

62. What Determines the Number of Bank Relationships? Cross-Country Evidence
    Journal of Financial Intermediation, 2000, 9, (1), 26-56 View citations (254)

1999

63. Lending Relationships, Bank Default and Economic Activity
    International Journal of the Economics of Business, 1999, 6, (2), 257-280 View citations (5)
64. Out-of-sample forecasting performance of single equation monetary exchange rate models in Norwegian currency markets
    Applied Financial Economics, 1999, 9, (6), 545-550 View citations (15)

Books

2012

1. Financial Stability and Monetary Policy, vol 10
   Occasional Publications - Edited Volumes, Czech National Bank View citations (1)

2009

2. Microeconometrics of Banking Methods, Applications, and Results
   OUP Catalogue, Oxford University Press View citations (183)

Chapters

2017

1. Shadow banking and competition: decomposing market power by activity
   Chapter 13 in Handbook of Competition in Banking and Finance, 2017, pp 264-304 View citations (1)

2013

2. Using heteroskedastic models to analyze the use of rules versus discretion in lending decisions
   Chapter 9 in Handbook of Research Methods and Applications in Empirical Finance, 2013, pp 216-237 View citations (1)

2008

3. Corporate Governance: A Review of the Role of Banks
   Chapter 5 in The Economics of Corporate Governance and Mergers, 2008