Medical Insurance and Out-Of-Pocket Expenses on Medical Care

Xinxin Ma ()
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Xinxin Ma: Hosei University

Chapter Chapter 8 in Public Medical Insurance Reforms in China, 2022, pp 161-192 from Springer

Abstract: Abstract This study tries to answer two questions: (i) Does public medical insurancePublic medical insurance affect out-of- pocket (OOP) expensesOut-of- pocket (OOP) expense on medical care? (i) Does public medical insurance affect the probability of catastrophic medical expenses (CMECatastrophic medical expenses (CME))? Using longitudinal dataLongitudinal data from the China Health and Nutrition SurveysChina Health and Nutrition Survey of 2000, 2004, and 2006, an empirical analysis was conducted to explore how public medical insurance influences OOP expenses and the probability of CME. The results reveal that the impact of public medical insurance on OOP expenses and the probability of CME are not statistically significant in urban and rural areasUrban and rural area. Other factors such as age, education, health statusHealth status, and lifestyle affect OOP expenses and the probability of CME, and the effects of these factors are greater in rural areasRural area than in urban areasUrban area.

Keywords: Medical insurance; Out-of-pocket expense; Medical care; Catastrophic medical expense; China (search for similar items in EconPapers)
Date: 2022
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Persistent link: https://EconPapers.repec.org/RePEc:spr:sprchp:978-981-16-7790-8_8

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DOI: 10.1007/978-981-16-7790-8_8

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