Comportamiento de No Pago en Créditos de Consumo: Indicadores y Determinantes

Andrés Alegría, Rodrigo Alfaro () and Carlos Saavedra

Working Papers Central Bank of Chile from Central Bank of Chile

Abstract: In this paper we discuss various indicators of default for consumer loans in Chile. In particular, we propose an indicator based on write-offs, which can be interpreted as a probability of default. The proposed indicator replicates the level and the dynamic of the default frequency reported in a previous study, but it has a greater reaction during the crisis period of 2009.

Date: 2013-07
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Persistent link: https://EconPapers.repec.org/RePEc:chb:bcchwp:699

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