Does Microcredit Reach the Poor and Vulnerable? Evidence from Northern Bangladesh

Sajeda Amin, Ashok S. Rai and Giorgio Topa

No 28A, CID Working Papers from Center for International Development at Harvard University

Abstract: This paper evaluates whether microcredit programs such as the popular Grameen Bank reach the relatively poor and vulnerable in two Bangladeshi villages. It uses a unique panel dataset with monthly consumption and income data for 229 households before they received loans. We find that while microcredit is successful at reaching the poor, it is less successful at reaching the vulnerable, and may even exclude the vulnerable poor.

Keywords: poverty; vulnerability; microcredit; targeting; Grameen Bank (search for similar items in EconPapers)
JEL-codes: I38 O16 Q12 (search for similar items in EconPapers)
Date: 2001-12
References: View references in EconPapers View complete reference list from CitEc
Citations: View citations in EconPapers (6)

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Related works:
Journal Article: Does microcredit reach the poor and vulnerable? Evidence from northern Bangladesh (2003)
Working Paper: Does Microcredit Reach the Poor and Vulnerable? Evidence from Nothern Bangladesh (2000)
Working Paper: Does Microcredit Reach the Poor and Vulnerable? Evidence from Northern Bangladesh (1999)
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Persistent link: https://EconPapers.repec.org/RePEc:cid:wpfacu:28a

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