Entrepreneurs' Gender and Financial Constraints: Evidence from International Data
Dorothea Schäfer () and
Authors registered in the RePEc Author Service: Александр Муравьев ()
No 706, Discussion Papers of DIW Berlin from DIW Berlin, German Institute for Economic Research
This paper studies gender discrimination against entrepreneurs by financial institutions. Based on the Business Environment and Enterprise Performance Survey (BEEPS) that covers firms in several countries of Western Europe as well as in the transition countries of Eastern Europe, our analysis suggests that female-managed firms are less likely to obtain a bank loan compared with male-managed counterparts. In addition, there is some evidence that female entrepreneurs are charged higher interest rates when loan applications are approved. Disaggregation of the sample by country groups suggests that these results are driven by firms in the least financially developed countries of the region.
Keywords: entrepreneurship; gender; financial constraints (search for similar items in EconPapers)
JEL-codes: G21 J16 L26 (search for similar items in EconPapers)
Pages: 35 p.
New Economics Papers: this item is included in nep-ban, nep-bec, nep-ent and nep-tra
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Journal Article: Entrepreneurs' gender and financial constraints: Evidence from international data (2009)
Working Paper: Entrepreneurs' gender and financial constraints: evidence from international data (2008)
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Persistent link: https://EconPapers.repec.org/RePEc:diw:diwwpp:dp706
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