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Entrepreneurs' gender and financial constraints: evidence from international data

Alexander Muravyev (), Dorothea Schaefer () and Oleksandr Talavera ()
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Alexander Muravyev: DIW - Berlin
Dorothea Schaefer: DIW - Berlin and Free University of Berlin

Authors registered in the RePEc Author Service: Александр Муравьев and Dorothea Schäfer

No 11, Discussion Papers from Kyiv School of Economics

Abstract: This paper studies gender discrimination against entrepreneurs by financial institutions. Based on the cross-country Business Environment and Enterprise Performance Survey (BEEPS) our analysis suggests that, compared to male-managed counterparts, female-managed firms are less likely to obtain a bank loan. In addition, we find that female entrepreneurs are charged higher interest rates when loan applications are approved. There is also some evidence that the gender differences in access to financing vanish with the level of financial development, which is consistent with the Becker-type discrimination. The results of our analysis are robust to a number of specification checks.

Keywords: Entrepreneurship; financial constraints; gender; discrimination (search for similar items in EconPapers)
JEL-codes: G21 J16 L26 (search for similar items in EconPapers)
Date: 2008-08
New Economics Papers: this item is included in nep-bec, nep-cfn and nep-ent
Note: Forthcoming in Journal of Comparative Economics
References: View references in EconPapers View complete reference list from CitEc
Citations: View citations in EconPapers (31) Track citations by RSS feed

Downloads: (external link) August 2008 (application/pdf)

Related works:
Journal Article: Entrepreneurs' gender and financial constraints: Evidence from international data (2009) Downloads
Working Paper: Entrepreneurs' Gender and Financial Constraints: Evidence from International Data (2007) Downloads
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