The impact of international influence on microbanks’ performance: A global survey

Roy Mersland (), Trond Randøy and Reidar Strøm
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Roy Mersland: UIA - University of Agder

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Abstract: Microbanks serve micro-enterprises and poor people with financial services. This study examines how various aspects of international influence affect microbanks' financial and social performance.Grounded in agency theory and resource based theory, we argue that there are multiple ways that the internationalization of microbanks might affect performance. Specifically, we argue that one can distinguish between four sources of such internationalization effects; international initiator, international directorship, international debt, and international affiliation/networks. This study utilizes data from 379 microbanks in 73 developing countries -assessed between 2001 and 2008. We find that the internationalization of microbanks to a large extend enhances social performance, but does not enhance financial performance.

Keywords: gender; corporate governance; women; repayment; portfolio at risk; write-offs JEL classification codes: O10; O12; Microfinance microbank corporate governance internationalization performance; microbank; Microfinance; internationalization; performance; Microfinance gender women repayment portfolio at risk write-offs JEL classification codes: O10 O12 (search for similar items in EconPapers)
Date: 2011
Note: View the original document on HAL open archive server: https://hal.science/hal-05220848v1
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Published in International Business Review, 2011, 20 (2), pp.163-176. ⟨10.1016/j.ibusrev.2010.07.006⟩

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Persistent link: https://EconPapers.repec.org/RePEc:hal:journl:hal-05220848

DOI: 10.1016/j.ibusrev.2010.07.006

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