Details about Roy Mersland

Homepage:	https://cersem.uia.no/
Workplace:	Institutt for økonomi (Department of Economics), Handelshøyskolen (Business School), Universitetet i Agder (University of Agder), (more information at EDIRC)

Access statistics for papers by Roy Mersland.

Last updated 2025-10-14. Update your information in the RePEc Author Service.

Short-id: pme212

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Jump to Journal Articles Edited books Chapters

Working Papers

2025

1. Determinants of Sustainability of Informal Community-Based Financial Groups: Insights from a Survival Analysis Approach
   Post-Print, HAL
   See also Journal Article Determinants of Sustainability of Informal Community-Based Financial Groups: Insights from a Survival Analysis Approach, EconStor Open Access Articles and Book Chapters, ZBW - Leibniz Information Centre for Economics (2025) (2025)

2024

2. Impact of climate change training intervention in savings groups
   Post-Print, HAL
   See also Journal Article Impact of climate change training intervention in savings groups, Journal of International Development, John Wiley & Sons, Ltd. (2024) (2024)
3. Melting pot versus salad bowl: Exploring the effect of composition diversity on saving groups' performance
   French Stata Users' Group Meetings 2024, Stata Users Group
4. The impact of liability of foreignness on performance in hybrid organizations
   Post-Print, HAL
   See also Journal Article The impact of liability of foreignness on performance in hybrid organizations, EconStor Open Access Articles and Book Chapters, ZBW - Leibniz Information Centre for Economics (2024) (2024)

2023

5. Female Leaders and Financial Inclusion: Evidence from Microfinance Institutions
   Post-Print, HAL
   Also in Working Papers CEB, ULB -- Universite Libre de Bruxelles (2016) View citations (1)
   Working Papers, Oslo Metropolitan University, Oslo Business School (2016)
   See also Journal Article Female Leaders and Financial Inclusion: Evidence from Microfinance Institutions, Review of Corporate Finance, now publishers (2023) View citations (1) (2023)
6. Influence of international ownership on the performance of local social enterprises: Evidence from the global microfinance industry
   ULB Institutional Repository, ULB -- Universite Libre de Bruxelles
   Also in Post-Print, HAL (2023)

2022

7. Does It Pay to be Green? A Study of the Global Microfinance Industry
   Post-Print, HAL
   See also Journal Article Does It Pay to be Green? A Study of the Global Microfinance Industry, EconStor Open Access Articles and Book Chapters, ZBW - Leibniz Information Centre for Economics (2023) (2023)
8. Employee tenure and staff performance: The case of a social enterprise
   Post-Print, HAL
   See also Journal Article Employee tenure and staff performance: The case of a social enterprise, EconStor Open Access Articles and Book Chapters, ZBW - Leibniz Information Centre for Economics (2022) (2022)

2021

9. Bifurcations in business profitability: An agent-based simulation of homophily in self-financing groups
   Post-Print, HAL
   See also Journal Article Bifurcations in business profitability: An agent-based simulation of homophily in self-financing groups, Journal of Business Research, Elsevier (2021) View citations (4) (2021)
10. Excessive focus on risk? Non‐performing loans and efficiency of microfinance institutions
    Post-Print, HAL
    See also Journal Article Excessive focus on risk? Non‐performing loans and efficiency of microfinance institutions, International Journal of Finance & Economics, John Wiley & Sons, Ltd. (2023) View citations (1) (2023)
11. Is employee-client matching good for firms targeting the bottom of the pyramid? A study of microfinance institutions
    Post-Print, HAL
    See also Journal Article Is employee-client matching good for firms targeting the bottom of the pyramid? A study of microfinance institutions, EconStor Open Access Articles and Book Chapters, ZBW - Leibniz Information Centre for Economics (2021) View citations (1) (2021)
12. What drives profits in savings groups? Bayesian data mining evidence from the SAVIX database
    Post-Print, HAL
    See also Journal Article What Drives Profits in Savings Groups? Bayesian Data Mining Evidence from the SAVIX Database, Review of Development Finance Journal, Chartered Institute of Development Finance (2021) (2021)

2020

13. A hybrid approach to international market selection: The case of impact investing organizations
    Post-Print, HAL
    See also Journal Article A hybrid approach to international market selection: The case of impact investing organizations, International Business Review, Elsevier (2020) View citations (16) (2020)
14. Economies of diversification in microfinance: Evidence from quantile estimation on panel data
    Post-Print, HAL
    Also in MPRA Paper, University Library of Munich, Germany (2019)
    See also Journal Article Economies of diversification in microfinance: Evidence from quantile estimation on panel data, Finance Research Letters, Elsevier (2020) View citations (1) (2020)
15. The research frontier on internationalization of social enterprises
    Post-Print, HAL
    See also Journal Article The research frontier on internationalization of social enterprises, EconStor Open Access Articles and Book Chapters, ZBW - Leibniz Information Centre for Economics (2020) View citations (1) (2020)

2019

16. Do social enterprises walk the talk? Assessing microfinance performances with mission statements
    Post-Print, HAL
    Also in ULB Institutional Repository, ULB -- Universite Libre de Bruxelles (2019) View citations (27)
    See also Journal Article Do social enterprises walk the talk? Assessing microfinance performances with mission statements, Journal of Business Venturing Insights, Elsevier (2019) View citations (26) (2019)
17. Geographic diversification and credit risk in microfinance
    Post-Print, HAL
    See also Journal Article Geographic diversification and credit risk in microfinance, EconStor Open Access Articles and Book Chapters, ZBW - Leibniz Information Centre for Economics (2019) (2019)
18. Influence of Ownership Type and CEO Power on Residual Loss: Evidence From the Global Microfinance Industry
    Post-Print, HAL
    See also Journal Article Influence of Ownership Type and CEO Power on Residual Loss: Evidence From the Global Microfinance Industry, EconStor Open Access Articles and Book Chapters, ZBW - Leibniz Information Centre for Economics (2019) (2019)
19. Internationalization of the microfinance industry
    Post-Print, HAL
    See also Chapter Internationalization of the microfinance industry, EconStor Open Access Book Chapters, ZBW - Leibniz Information Centre for Economics (2019) (2019)
20. The Commercialization of the Microfinance Industry: Is There a ‘Personal Mission Drift’ Among Credit Officers?
    Post-Print, HAL
    See also Journal Article The Commercialization of the Microfinance Industry: Is There a "Personal Mission Drift" Among Credit Officers?, EconStor Open Access Articles and Book Chapters, ZBW - Leibniz Information Centre for Economics (2019) View citations (3) (2019)
21. The Origin of Chief Executive Officers and Performance in Hybrid Businesses: The Case of Microfinance
    Post-Print, HAL
    See also Journal Article The Origin of Chief Executive Officers and Performance in Hybrid Businesses: The Case of Microfinance, EconStor Open Access Articles and Book Chapters, ZBW - Leibniz Information Centre for Economics (2019) (2019)
22. The Performance Impact of Informal and Formal Institutional Differences in Cross-Border Alliances
    Post-Print, HAL
    See also Journal Article The Performance Impact of Informal and Formal Institutional Differences in Cross-Border Alliances, EconStor Open Access Articles and Book Chapters, ZBW - Leibniz Information Centre for Economics (2019) View citations (1) (2019)
23. The effect of language use on the financial performance of microfinance banks: Evidence from cross-border activities in 74 countries
    Post-Print, HAL
    See also Journal Article The effect of language use on the financial performance of microfinance banks: Evidence from cross-border activities in 74 countries, EconStor Open Access Articles and Book Chapters, ZBW - Leibniz Information Centre for Economics (2019) View citations (4) (2019)

2018

24. Board Committees and Performance in Microfinance Institutions: Evidence from Ethiopia
    Post-Print, HAL
    See also Journal Article Board committees and performance in microfinance institutions: Evidence from Ethiopia, EconStor Open Access Articles and Book Chapters, ZBW - Leibniz Information Centre for Economics (2018) (2018)
25. Capital structure and CEO tenure in microfinance institutions
    (Capital structure and CEO tenure in microfinance institutions)
    Post-Print, HAL
    See also Journal Article Capital structure and CEO tenure in microfinance institutions, EconStor Open Access Articles and Book Chapters, ZBW - Leibniz Information Centre for Economics (2018) (2018)
26. Use of Big Four auditors and fund raising: evidence from developing and emerging markets
    Post-Print, HAL
    See also Journal Article Use of Big Four auditors and fund raising: evidence from developing and emerging markets, International Journal of Emerging Markets, Emerald Group Publishing Limited (2018) (2018)

2017

27. Do microfinance institutions benefit from integrating financial and nonfinancial services?
    Post-Print, HAL
    See also Journal Article Do microfinance institutions benefit from integrating financial and nonfinancial services?, Applied Economics, Taylor & Francis Journals (2018) View citations (18) (2018)
28. Does Religious Affiliation Influence the Design of Corporate Governance? Evidence from the Global Microfinance Industry
    Post-Print, HAL
    See also Journal Article Does Religious Affiliation Influence the Design of Corporate Governance? Evidence from the Global Microfinance Industry, EconStor Open Access Articles and Book Chapters, ZBW - Leibniz Information Centre for Economics (2017) (2017)
29. From NGOs to Banks: Does Institutional Transformation Alter the Business Model of Microfinance Institutions?
    Post-Print, HAL
    Also in Working Papers CEB, ULB -- Universite Libre de Bruxelles (2016) View citations (4)
    See also Journal Article From NGOs to Banks: Does Institutional Transformation Alter the Business Model of Microfinance Institutions?, EconStor Open Access Articles and Book Chapters, ZBW - Leibniz Information Centre for Economics (2017) View citations (10) (2017)
30. The influence of the CEO’s business education on the performance of hybrid organizations: the case of the global microfinance industry
    Post-Print, HAL
    See also Journal Article The influence of the CEO’s business education on the performance of hybrid organizations: the case of the global microfinance industry, EconStor Open Access Articles and Book Chapters, ZBW - Leibniz Information Centre for Economics (2017) (2017)

2016

31. Exploring Microfinance Clients with Disabilities: A Case Study of an Ecuadorian Microbank
    Post-Print, HAL
    See also Journal Article Exploring Microfinance Clients with Disabilities: A Case Study of an Ecuadorian Microbank, EconStor Open Access Articles and Book Chapters, ZBW - Leibniz Information Centre for Economics (2017) View citations (2) (2017)
32. Motivations for Business Start‐up: Are There any Differences Between Disabled and Non‐disabled Microfinance Clients?
    Post-Print, HAL
    See also Journal Article Motivations for Business Start‐up: Are There any Differences Between Disabled and Non‐disabled Microfinance Clients?, EconStor Open Access Articles and Book Chapters, ZBW - Leibniz Information Centre for Economics (2016) (2016)
33. Ownership, Board Compensation and Company Performance in Sub-Saharan African Countries
    Post-Print, HAL
    Also in Working Papers CEB, ULB -- Universite Libre de Bruxelles (2013) View citations (1)
    See also Journal Article Ownership, Board Compensation and Company Performance in Sub-Saharan African Countries, EconStor Open Access Articles and Book Chapters, ZBW - Leibniz Information Centre for Economics (2016) (2016)
34. The influence of CEO power on agency costs in non-profit organisations: evidence from the global microfinance industry
    Working Papers CEB, ULB -- Universite Libre de Bruxelles
35. The origin of CEOs and its influence on microfinance performance and risk-taking
    Working Papers CEB, ULB -- Universite Libre de Bruxelles

2015

36. Audit Quality and Corporate Governance: Evidence from the Microfinance Industry
    Post-Print, HAL
    Also in Working Papers CEB, ULB -- Universite Libre de Bruxelles (2012)
    Working Papers CEB, ULB -- Universite Libre de Bruxelles (2013) View citations (2)
    See also Journal Article Audit Quality and Corporate Governance: Evidence from the Microfinance Industry, EconStor Open Access Articles and Book Chapters, ZBW - Leibniz Information Centre for Economics (2015) View citations (3) (2015)
37. Discrimination by Microcredit Officers: Theory and Evidence on Disability in Uganda
    ULB Institutional Repository, ULB -- Universite Libre de Bruxelles View citations (27)
    Also in DULBEA Working Papers, ULB -- Universite Libre de Bruxelles (2011) View citations (4)
    Working Papers CEB, ULB -- Universite Libre de Bruxelles (2010) View citations (13)
    Post-Print, HAL (2015)
    See also Journal Article Discrimination by microcredit officers: Theory and evidence on disability in Uganda, EconStor Open Access Articles and Book Chapters, ZBW - Leibniz Information Centre for Economics (2015) View citations (2) (2015)
38. Should all microfinance institutions mobilize microsavings? Evidence from economies of scope
    Post-Print, HAL
    See also Journal Article Should all microfinance institutions mobilize microsavings? Evidence from economies of scope, Empirical Economics, Springer (2015) View citations (27) (2015)
39. The Impact of Entrepreneur-CEOs in Microfinance Institutions: A Global Survey
    Post-Print, HAL
    See also Journal Article The Impact of Entrepreneur-CEOs in Microfinance Institutions: A Global Survey, EconStor Open Access Articles and Book Chapters, ZBW - Leibniz Information Centre for Economics (2015) View citations (8) (2015)

2014

40. Are Women Better Bankers to the Poor? Evidence from Rural Microfinance Institutions
    Post-Print, HAL
    Also in 2014 Allied Social Sciences Association (ASSA) Annual Meeting, January 3-5, 2014, Philadelphia, PA, Agricultural and Applied Economics Association (2013)
    See also Journal Article Are Women Better Bankers to the Poor? Evidence from Rural Microfinance Institutions, EconStor Open Access Articles and Book Chapters, ZBW - Leibniz Information Centre for Economics (2014) (2014)
41. Boards in microfinance institutions: how do stakeholders matter?
    Post-Print, HAL
    See also Journal Article Boards in microfinance institutions: how do stakeholders matter?, EconStor Open Access Articles and Book Chapters, ZBW - Leibniz Information Centre for Economics (2014) View citations (15) (2014)
42. Female leadership, performance, and governance in microfinance institutions
    Post-Print, HAL
    See also Journal Article Female leadership, performance, and governance in microfinance institutions, Journal of Banking & Finance, Elsevier (2014) View citations (106) (2014)
43. Measuring Microfinance Performance
    Post-Print, HAL
    See also Chapter Measuring Microfinance Performance, EconStor Open Access Book Chapters, ZBW - Leibniz Information Centre for Economics (2014) View citations (3) (2014)
44. Microfinance and Disability: Recommendations for policymakers and practitioners
    Post-Print, HAL
45. Staff characteristics and the exclusion of persons with disabilities: evidence from the microfinance industry in Uganda
    Post-Print, HAL
    See also Journal Article Staff characteristics and the exclusion of persons with disabilities: evidence from the microfinance industry in Uganda, EconStor Open Access Articles and Book Chapters, ZBW - Leibniz Information Centre for Economics (2014) View citations (2) (2014)
46. Transparency and disclosure in the global microfinance industry: Implications for practice and policy makers
    Post-Print, HAL
    See also Chapter Transparency and Disclosure in the Global Microfinance Industry: Implications for practice and policy makers, EconStor Open Access Book Chapters, ZBW - Leibniz Information Centre for Economics (2014) (2014)

2013

47. International Debt Financing and Performance of Microfinance Institutions
    Post-Print, HAL
    See also Journal Article International Debt Financing and Performance of Microfinance Institutions, EconStor Open Access Articles and Book Chapters, ZBW - Leibniz Information Centre for Economics (2013) View citations (1) (2013)
48. Microfinance Costs, Lending Rates and Profitability
    Post-Print, HAL
    See also Chapter Microfinance: Costs, Lending Rates, and Profitability, EconStor Open Access Book Chapters, ZBW - Leibniz Information Centre for Economics (2013) (2013)
49. Scale economies and input price elasticities in microfinance institutions
    Post-Print, HAL
    See also Journal Article Scale economies and input price elasticities in microfinance institutions, EconStor Open Access Articles and Book Chapters, ZBW - Leibniz Information Centre for Economics (2013) View citations (11) (2013)
50. Stimulating economic growth in the least developed countries: direct cash transfers for the retired via mobile phones
    Post-Print, HAL
    See also Journal Article Stimulating economic growth in the least developed countries: direct cash transfers for the retired via mobile phones, Journal of Economic Policy Reform, Taylor and Francis Journals (2013) View citations (1) (2013)
51. The Effects of Religion on Development Efforts: Evidence from the Microfinance Industry and a Research Agenda
    Post-Print, HAL
    See also Journal Article The Effects of Religion on Development Efforts: Evidence from the Microfinance Industry and a Research Agenda, World Development, Elsevier (2013) View citations (31) (2013)

2012

52. An Analysis of the Drivers of Microfinance Rating Assessments
    Post-Print, HAL
    See also Journal Article An Analysis of the Drivers of Microfinance Rating Assessments, EconStor Open Access Articles and Book Chapters, ZBW - Leibniz Information Centre for Economics (2012) View citations (2) (2012)
53. Barriers to microcredit for disabled persons: Evidence from economically active persons in Uganda
    Post-Print, HAL
    See also Journal Article Barriers to microcredit for disabled persons: Evidence from economically active persons in Uganda, EconStor Open Access Articles and Book Chapters, ZBW - Leibniz Information Centre for Economics (2012) View citations (1) (2012)
54. Do Powerful CEOs Determine Microfinance Performance?
    Post-Print, HAL
    See also Journal Article Do Powerful CEOs Determine Microfinance Performance?, Journal of Management Studies, Wiley Blackwell (2012) View citations (55) (2012)
55. Governance and Microfinance Institutions
    Post-Print, HAL
    See also Chapter Governance and Microfinance Institutions, Chapters, Edward Elgar Publishing (2012) View citations (1) (2012)
56. The Past and Future of Innovations in Microfinance
    Post-Print, HAL
57. Which Governance Mechanisms Promote Efficiency in Reaching Poor Clients? Evidence from Rated Microfinance Institutions
    Post-Print, HAL
    See also Journal Article Which Governance Mechanisms Promote Efficiency in Reaching Poor Clients? Evidence from Rated Microfinance Institutions, European Financial Management, European Financial Management Association (2012) View citations (62) (2012)

2011

58. Corporate Governance Challenges in Microfinance
    Post-Print, HAL
    See also Chapter Corporate Governance Challenges in Microfinance, World Scientific Book Chapters, World Scientific Publishing Co. Pte. Ltd. (2011) View citations (14) (2011)
59. Do microfinance rating assessments make sense? An analysis of the drivers of the MFI ratings
    Working Papers CEB, ULB -- Universite Libre de Bruxelles View citations (2)
60. Performance and international investments in microfinance institutions
    Working Papers CEB, ULB -- Universite Libre de Bruxelles View citations (3)
61. The governance of non-profit micro finance institutions: lessons from history
    Post-Print, HAL
    See also Journal Article The governance of non-profit micro finance institutions: lessons from history, EconStor Open Access Articles and Book Chapters, ZBW - Leibniz Information Centre for Economics (2011) View citations (1) (2011)

2010

62. Microfinance Mission Drift?
    Post-Print, HAL
    See also Journal Article Microfinance Mission Drift?, EconStor Open Access Articles and Book Chapters, ZBW - Leibniz Information Centre for Economics (2010) View citations (61) (2010)
63. The use of microfinance services among economically active disabled people: Evidence from Uganda
    Post-Print, HAL
    See also Journal Article The use of microfinance services among economically active disabled people: Evidence from Uganda, EconStor Open Access Articles and Book Chapters, ZBW - Leibniz Information Centre for Economics (2012) View citations (4) (2012)

2009

64. Performance and governance in microfinance institutions
    Post-Print, HAL View citations (27)
    See also Journal Article Performance and governance in microfinance institutions, Journal of Banking & Finance, Elsevier (2009) View citations (240) (2009)
65. The Cost of Ownership in Microfinance Organizations
    Post-Print, HAL View citations (20)
    Also in MPRA Paper, University Library of Munich, Germany (2007) View citations (2)
    See also Journal Article The Cost of Ownership in Microfinance Organizations, EconStor Open Access Articles and Book Chapters, ZBW - Leibniz Information Centre for Economics (2009) View citations (20) (2009)

2008

66. Performance and trade‐offs in Microfinance Organisations—Does ownership matter?
    Post-Print, HAL
    See also Journal Article Performance and trade-offs in Microfinance Organisations-does ownership matter?, Journal of International Development, John Wiley & Sons, Ltd. (2008) View citations (67) (2008)

2007

67. Microbanks: Ownership, performance and social tradeoffs - a global analysis
    MPRA Paper, University Library of Munich, Germany View citations (3)
68. Performance and corporate governance in microfinance institutions
    MPRA Paper, University Library of Munich, Germany View citations (7)
    Also in MPRA Paper, University Library of Munich, Germany (2007) View citations (14)

2005

69. Microcredit for self-employed disabled persons in developing countries
    MPRA Paper, University Library of Munich, Germany View citations (2)
70. The agenda and relevance of recent research in Microfinance
    MPRA Paper, University Library of Munich, Germany View citations (1)

Journal Articles

2025

1. Are All Deposit Products in the Microfinance World Created Equal?
   Emerging Markets Finance and Trade, 2025, 61, (5), 1160-1176
2. Determinants of Sustainability of Informal Community-Based Financial Groups: Insights from a Survival Analysis Approach
   EconStor Open Access Articles and Book Chapters, 2025, (Latest Articles), 1-23
   Also in Journal of Development Studies, 2025, 61, (10), 1660-1682 (2025)
   See also Working Paper Determinants of Sustainability of Informal Community-Based Financial Groups: Insights from a Survival Analysis Approach, Post-Print (2025) (2025)
3. Lending to Women and Credit Risk in Microfinance Institutions: The Moderating Effects of Patriarchy and Female Leadership
   Journal of Development Studies, 2025, 61, (4), 614-637
4. Multibanking in microfinance yields positive performance: Evidence from Ecuadorian entrepreneurs
   Emerging Markets Review, 2025, 67, (C)
5. The impact of debt: International versus local debt in microfinance organizations
   Research in International Business and Finance, 2025, 76, (C)

2024

6. Achieving Double Bottom-Line Performance in Hybrid Organisations: A Machine-Learning Approach
   Journal of Business Ethics, 2024, 190, (3), 625-647 View citations (1)
7. Autonomy and Financial Performance in Informal Savings Associations
   Journal of Development Studies, 2024, 60, (9), 1352-1371 View citations (1)
8. Impact of climate change training intervention in savings groups
   Journal of International Development, 2024, 36, (4), 2047-2062
   Also in EconStor Open Access Articles and Book Chapters, 2024, 36, (4), 2047-2062 (2024)
   See also Working Paper Impact of climate change training intervention in savings groups, Post-Print (2024) (2024)
9. Informal Insurance and Loans in Savings Groups: A Longitudinal and Quasi-experimental Approach Identifies the Role of the Welfare Fund for the Extreme Poor
   Review of Development Finance Journal, 2024, 14, (1), 1-10
10. The impact of liability of foreignness on performance in hybrid organizations
    EconStor Open Access Articles and Book Chapters, 2024, 30, (2), 1-22
    Also in Journal of International Management, 2024, 30, (2) (2024) View citations (2)
    See also Working Paper The impact of liability of foreignness on performance in hybrid organizations, Post-Print (2024) (2024)

2023

11. Does It Pay to be Green? A Study of the Global Microfinance Industry
    EconStor Open Access Articles and Book Chapters, 2023, 52, (3), 631-653
    See also Working Paper Does It Pay to be Green? A Study of the Global Microfinance Industry, Post-Print (2022) (2022)
12. Excessive focus on risk? Non‐performing loans and efficiency of microfinance institutions
    International Journal of Finance & Economics, 2023, 28, (2), 1290-1307 View citations (1)
    Also in EconStor Open Access Articles and Book Chapters, 2021, 28, (2), 1290-1307 (2021)
    See also Working Paper Excessive focus on risk? Non‐performing loans and efficiency of microfinance institutions, Post-Print (2021) (2021)
13. Female Leaders and Financial Inclusion: Evidence from Microfinance Institutions
    Review of Corporate Finance, 2023, 3, (1-2), 69-97 View citations (1)
    See also Working Paper Female Leaders and Financial Inclusion: Evidence from Microfinance Institutions, Post-Print (2023) (2023)

2022

14. Are NGOs and cooperatives similar or different? A global survey using microfinance data
    Journal of Management & Governance, 2022, 26, (2), 641-683
15. Does it (Re)pay to be Female? Considering Gender in Microfinance Loan Officer-Client Pairs
    Journal of Development Studies, 2022, 58, (2), 259-274 View citations (3)
16. Employee tenure and staff performance: The case of a social enterprise
    EconStor Open Access Articles and Book Chapters, 2022, 139, 457-467
    Also in Journal of Business Research, 2022, 139, (C), 457-467 (2022) View citations (1)
    See also Working Paper Employee tenure and staff performance: The case of a social enterprise, Post-Print (2022) (2022)

2021

17. Bifurcations in business profitability: An agent-based simulation of homophily in self-financing groups
    Journal of Business Research, 2021, 129, (C), 495-514 View citations (4)
    See also Working Paper Bifurcations in business profitability: An agent-based simulation of homophily in self-financing groups, Post-Print (2021) (2021)
18. Is employee-client matching good for firms targeting the bottom of the pyramid? A study of microfinance institutions
    EconStor Open Access Articles and Book Chapters, 2021, 20, (1), 1-23 View citations (1)
    Also in International Journal of Development Issues, 2021, 20, (1), 1-23 (2021) View citations (2)
    See also Working Paper Is employee-client matching good for firms targeting the bottom of the pyramid? A study of microfinance institutions, Post-Print (2021) (2021)
19. Measuring Social Performance in Social Enterprises: A Global Study of Microfinance Institutions
    EconStor Open Access Articles and Book Chapters, 2021, 171, (1), 51-71 View citations (1)
    Also in Journal of Business Ethics, 2021, 171, (1), 51-71 (2021) View citations (15)
20. What Drives Profits in Savings Groups? Bayesian Data Mining Evidence from the SAVIX Database
    Review of Development Finance Journal, 2021, 11, (2), 39-57
    See also Working Paper What drives profits in savings groups? Bayesian data mining evidence from the SAVIX database, Post-Print (2021) (2021)

2020

21. A hybrid approach to international market selection: The case of impact investing organizations
    International Business Review, 2020, 29, (1) View citations (16)
    Also in EconStor Open Access Articles and Book Chapters, 2020, 29, (1), 1-12 (2020) View citations (2)
    See also Working Paper A hybrid approach to international market selection: The case of impact investing organizations, Post-Print (2020) (2020)
22. BOARD GOVERNANCE: DOES OWNERSHIP MATTER?
    Annals of Public and Cooperative Economics, 2020, 91, (1), 5-28 View citations (6)
23. Economies of diversification in microfinance: Evidence from quantile estimation on panel data
    Finance Research Letters, 2020, 34, (C) View citations (1)
    Also in EconStor Open Access Articles and Book Chapters, 2020, 34, 1-7 (2020)
    See also Working Paper Economies of diversification in microfinance: Evidence from quantile estimation on panel data, Post-Print (2020) (2020)
24. The research frontier on internationalization of social enterprises
    EconStor Open Access Articles and Book Chapters, 2020, 55, (5), 1-8 View citations (1)
    Also in EconStor Open Access Articles and Book Chapters, 2020, 55, (5), 1-8 (2020) View citations (1)
    Journal of World Business, 2020, 55, (5) (2020) View citations (11)
    See also Working Paper The research frontier on internationalization of social enterprises, Post-Print (2020) (2020)

2019

25. Do social enterprises walk the talk? Assessing microfinance performances with mission statements
    Journal of Business Venturing Insights, 2019, 11, (C), - View citations (26)
    Also in EconStor Open Access Articles and Book Chapters, 2019, 11 (2019) View citations (1)
    See also Working Paper Do social enterprises walk the talk? Assessing microfinance performances with mission statements, Post-Print (2019) (2019)
26. Geographic diversification and credit risk in microfinance
    EconStor Open Access Articles and Book Chapters, 2019, 109, 1-13
    Also in Journal of Banking & Finance, 2019, 109, (C) (2019) View citations (25)
    See also Working Paper Geographic diversification and credit risk in microfinance, Post-Print (2019) (2019)
27. Influence of Ownership Type and CEO Power on Residual Loss: Evidence From the Global Microfinance Industry
    EconStor Open Access Articles and Book Chapters, 2019, 48, (5), 998-1022
    See also Working Paper Influence of Ownership Type and CEO Power on Residual Loss: Evidence From the Global Microfinance Industry, Post-Print (2019) (2019)
28. The Commercialization of the Microfinance Industry: Is There a "Personal Mission Drift" Among Credit Officers?
    EconStor Open Access Articles and Book Chapters, 2019, 158, (1), 119-134 View citations (3)
    Also in Journal of Business Ethics, 2019, 158, (1), 119-134 (2019) View citations (14)
    See also Working Paper The Commercialization of the Microfinance Industry: Is There a ‘Personal Mission Drift’ Among Credit Officers?, Post-Print (2019) (2019)
29. The Origin of Chief Executive Officers and Performance in Hybrid Businesses: The Case of Microfinance
    EconStor Open Access Articles and Book Chapters, 2019, 57, (4), 1578-1594
    Also in Journal of Small Business Management, 2019, 57, (4), 1578-1594 (2019) View citations (1)
    See also Working Paper The Origin of Chief Executive Officers and Performance in Hybrid Businesses: The Case of Microfinance, Post-Print (2019) (2019)
30. The Performance Impact of Informal and Formal Institutional Differences in Cross-Border Alliances
    EconStor Open Access Articles and Book Chapters, 2019, 28, (1), 104-118 View citations (1)
    Also in International Business Review, 2019, 28, (1), 104-118 (2019) View citations (17)
    See also Working Paper The Performance Impact of Informal and Formal Institutional Differences in Cross-Border Alliances, Post-Print (2019) (2019)
31. The effect of language use on the financial performance of microfinance banks: Evidence from cross-border activities in 74 countries
    EconStor Open Access Articles and Book Chapters, 2019, 54, (3), 213-229 View citations (4)
    Also in Journal of World Business, 2019, 54, (3), 213-229 (2019) View citations (19)
    See also Working Paper The effect of language use on the financial performance of microfinance banks: Evidence from cross-border activities in 74 countries, Post-Print (2019) (2019)

2018

32. Board committees and performance in microfinance institutions
    International Journal of Emerging Markets, 2018, 13, (2), 350-370
33. Board committees and performance in microfinance institutions: Evidence from Ethiopia
    EconStor Open Access Articles and Book Chapters, 2018, 13, (2), 350-370
    See also Working Paper Board Committees and Performance in Microfinance Institutions: Evidence from Ethiopia, Post-Print (2018) (2018)
34. Capital structure and CEO tenure in microfinance institutions
    EconStor Open Access Articles and Book Chapters, 2018, 27, (4), 329-337
    See also Working Paper Capital structure and CEO tenure in microfinance institutions, Post-Print (2018) (2018)
35. Do microfinance institutions benefit from integrating financial and nonfinancial services?
    Applied Economics, 2018, 50, (21), 2386-2401 View citations (18)
    Also in EconStor Open Access Articles and Book Chapters, 2017, 50, (21), 2386-2401 (2017)
    See also Working Paper Do microfinance institutions benefit from integrating financial and nonfinancial services?, Post-Print (2017) (2017)
36. Use of Big Four auditors and fund raising: evidence from developing and emerging markets
    International Journal of Emerging Markets, 2018, 13, (2), 371-390
    Also in EconStor Open Access Articles and Book Chapters, 2018, 13, (2), 371-390 (2018)
    See also Working Paper Use of Big Four auditors and fund raising: evidence from developing and emerging markets, Post-Print (2018) (2018)

2017

37. Does Religious Affiliation Influence the Design of Corporate Governance? Evidence from the Global Microfinance Industry
    EconStor Open Access Articles and Book Chapters, 2017, 26, (2), 101-116
    Also in EconStor Open Access Articles and Book Chapters, 2017, 26, (2), 101-116 (2017)
    See also Working Paper Does Religious Affiliation Influence the Design of Corporate Governance? Evidence from the Global Microfinance Industry, Post-Print (2017) (2017)
38. Exploring Microfinance Clients with Disabilities: A Case Study of an Ecuadorian Microbank
    EconStor Open Access Articles and Book Chapters, 2017, 53, (11), 1929-1943 View citations (2)
    Also in Journal of Development Studies, 2017, 53, (11), 1929-1943 (2017) View citations (4)
    See also Working Paper Exploring Microfinance Clients with Disabilities: A Case Study of an Ecuadorian Microbank, Post-Print (2016) (2016)
39. From NGOs to Banks: Does Institutional Transformation Alter the Business Model of Microfinance Institutions?
    EconStor Open Access Articles and Book Chapters, 2017, 89, 19-33 View citations (10)
    Also in World Development, 2017, 89, (C), 19-33 (2017) View citations (77)
    See also Working Paper From NGOs to Banks: Does Institutional Transformation Alter the Business Model of Microfinance Institutions?, Post-Print (2017) (2017)
40. The influence of the CEO’s business education on the performance of hybrid organizations: the case of the global microfinance industry
    EconStor Open Access Articles and Book Chapters, 2017, 49, (2), 339-354
    Also in Small Business Economics, 2017, 49, (2), 339-354 (2017) View citations (10)
    See also Working Paper The influence of the CEO’s business education on the performance of hybrid organizations: the case of the global microfinance industry, Post-Print (2017) (2017)

2016

41. Motivations for Business Start‐up: Are There any Differences Between Disabled and Non‐disabled Microfinance Clients?
    EconStor Open Access Articles and Book Chapters, 2016, 28, (1), 147-149
    Also in Journal of International Development, 2016, 28, (1), 147-149 (2016) View citations (5)
    See also Working Paper Motivations for Business Start‐up: Are There any Differences Between Disabled and Non‐disabled Microfinance Clients?, Post-Print (2016) (2016)
42. Ownership, Board Compensation and Company Performance in Sub-Saharan African Countries
    EconStor Open Access Articles and Book Chapters, 2016, 15, (2), 191-224
    Also in Journal of Emerging Market Finance, 2016, 15, (2), 191-224 (2016) View citations (6)
    See also Working Paper Ownership, Board Compensation and Company Performance in Sub-Saharan African Countries, Post-Print (2016) (2016)

2015

43. Audit Quality and Corporate Governance: Evidence from the Microfinance Industry
    EconStor Open Access Articles and Book Chapters, 2015, 19, (3), 218-237 View citations (3)
    See also Working Paper Audit Quality and Corporate Governance: Evidence from the Microfinance Industry, Post-Print (2015) (2015)
44. Discrimination by microcredit officers: Theory and evidence on disability in Uganda
    EconStor Open Access Articles and Book Chapters, 2015, 58, 44-55 View citations (2)
    Also in The Quarterly Review of Economics and Finance, 2015, 58, (C), 44-55 (2015) View citations (28)
    See also Working Paper Discrimination by Microcredit Officers: Theory and Evidence on Disability in Uganda, ULB Institutional Repository (2015) View citations (27) (2015)
45. Should all microfinance institutions mobilize microsavings? Evidence from economies of scope
    Empirical Economics, 2015, 48, (1), 193-225 View citations (27)
    Also in EconStor Open Access Articles and Book Chapters, 2015, 48, (1), 193-225 (2015) View citations (2)
    See also Working Paper Should all microfinance institutions mobilize microsavings? Evidence from economies of scope, Post-Print (2015) (2015)
46. The Impact of Entrepreneur-CEOs in Microfinance Institutions: A Global Survey
    EconStor Open Access Articles and Book Chapters, 2015, 39, (4), 927-953 View citations (8)
    See also Working Paper The Impact of Entrepreneur-CEOs in Microfinance Institutions: A Global Survey, Post-Print (2015) (2015)
47. The Impact of Entrepreneur–CEOs in Microfinance Institutions: A Global Survey
    Entrepreneurship Theory and Practice, 2015, 39, (4), 927-953 View citations (10)

2014

48. Are Women Better Bankers to the Poor? Evidence from Rural Microfinance Institutions
    EconStor Open Access Articles and Book Chapters, 2014, 96, (5), 1291-1306
    Also in American Journal of Agricultural Economics, 2014, 96, (5), 1291-1306 (2014) View citations (38)
    See also Working Paper Are Women Better Bankers to the Poor? Evidence from Rural Microfinance Institutions, Post-Print (2014) (2014)
49. Boards in microfinance institutions: how do stakeholders matter?
    EconStor Open Access Articles and Book Chapters, 2014, 18, (1), 285-313 View citations (15)
    Also in Journal of Management & Governance, 2014, 18, (1), 285-313 (2014) View citations (17)
    See also Working Paper Boards in microfinance institutions: how do stakeholders matter?, Post-Print (2014) (2014)
50. Earnings Quality in Nonprofit Versus For-Profit Organizations: Evidence From the Microfinance Industry
    EconStor Open Access Articles and Book Chapters, 2014, 43, (4), 652-671 View citations (1)
51. Female leadership, performance, and governance in microfinance institutions
    Journal of Banking & Finance, 2014, 42, (C), 60-75 View citations (106)
    Also in EconStor Open Access Articles and Book Chapters, 2014, 42, 60-75 (2014) View citations (7)
    See also Working Paper Female leadership, performance, and governance in microfinance institutions, Post-Print (2014) (2014)
52. Income characteristics and the use of microfinance services: evidence from economically active persons with disabilities
    EconStor Open Access Articles and Book Chapters, 2014, 29, (3), 417-430 View citations (2)
53. Staff characteristics and the exclusion of persons with disabilities: evidence from the microfinance industry in Uganda
    EconStor Open Access Articles and Book Chapters, 2014, 29, (7), 1061-1075 View citations (2)
    See also Working Paper Staff characteristics and the exclusion of persons with disabilities: evidence from the microfinance industry in Uganda, Post-Print (2014) (2014)
54. The Association between microfinance rating scores and corporate governance: a global survey
    EconStor Open Access Articles and Book Chapters, 2014, 35, 268-280 View citations (2)
    Also in International Review of Financial Analysis, 2014, 35, (C), 268-280 (2014) View citations (12)

2013

55. Focus on Women in Microfinance Institutions
    EconStor Open Access Articles and Book Chapters, 2013, 49, (5), 589-608 View citations (59)
    Also in Journal of Development Studies, 2013, 49, (5), 589-608 (2013) View citations (60)
56. Governance and scope economies in microfinance institutions
    International Journal of Corporate Governance, 2013, 4, (1), 74-96 View citations (5)
    Also in EconStor Open Access Articles and Book Chapters, 2013, 4, (1), 74-96 (2013)
57. International Debt Financing and Performance of Microfinance Institutions
    EconStor Open Access Articles and Book Chapters, 2013, 22, (1-2), 17-29 View citations (1)
    See also Working Paper International Debt Financing and Performance of Microfinance Institutions, Post-Print (2013) (2013)
58. Market opportunities for microfinance institutions
    EconStor Open Access Articles and Book Chapters, 2013, 24, (4), 282-294 View citations (5)
59. Scale economies and input price elasticities in microfinance institutions
    EconStor Open Access Articles and Book Chapters, 2013, 37, (1), 118-131 View citations (11)
    Also in Journal of Banking & Finance, 2013, 37, (1), 118-131 (2013) View citations (72)
    See also Working Paper Scale economies and input price elasticities in microfinance institutions, Post-Print (2013) (2013)
60. Stimulating economic growth in the least developed countries: direct cash transfers for the retired via mobile phones
    Journal of Economic Policy Reform, 2013, 16, (3), 259-271 View citations (1)
    Also in EconStor Open Access Articles and Book Chapters, 2013, 16, (3), 259-271 (2013)
    See also Working Paper Stimulating economic growth in the least developed countries: direct cash transfers for the retired via mobile phones, Post-Print (2013) (2013)
61. The Effects of Religion on Development Efforts: Evidence from the Microfinance Industry and a Research Agenda
    World Development, 2013, 41, (C), 145-156 View citations (31)
    Also in EconStor Open Access Articles and Book Chapters, 2013, 41, 145-156 (2013) View citations (5)
    See also Working Paper The Effects of Religion on Development Efforts: Evidence from the Microfinance Industry and a Research Agenda, Post-Print (2013) (2013)

2012

62. An Analysis of the Drivers of Microfinance Rating Assessments
    EconStor Open Access Articles and Book Chapters, 2012, 41, (2), 213-231 View citations (2)
    See also Working Paper An Analysis of the Drivers of Microfinance Rating Assessments, Post-Print (2012) (2012)
63. Barriers to microcredit for disabled persons: Evidence from economically active persons in Uganda
    EconStor Open Access Articles and Book Chapters, 2012, 23, (1), 11-24 View citations (1)
    See also Working Paper Barriers to microcredit for disabled persons: Evidence from economically active persons in Uganda, Post-Print (2012) (2012)
64. Do Powerful CEOs Determine Microfinance Performance?
    Journal of Management Studies, 2012, 49, (4), 718-742 View citations (55)
    Also in EconStor Open Access Articles and Book Chapters, 2012, 49, (4), 718-742 (2012) View citations (52)
    See also Working Paper Do Powerful CEOs Determine Microfinance Performance?, Post-Print (2012) (2012)
65. The use of microfinance services among economically active disabled people: Evidence from Uganda
    EconStor Open Access Articles and Book Chapters, 2012, 24, (S1), S1-S197 View citations (4)
    Also in Journal of International Development, 2012, 24, S69-S83 (2012) View citations (11)
    See also Working Paper The use of microfinance services among economically active disabled people: Evidence from Uganda, Post-Print (2010) (2010)
66. Which Governance Mechanisms Promote Efficiency in Reaching Poor Clients? Evidence from Rated Microfinance Institutions
    European Financial Management, 2012, 18, (2), 218-239 View citations (62)
    Also in EconStor Open Access Articles and Book Chapters, 2012, 18, (2), 218-239 (2012) View citations (6)
    See also Working Paper Which Governance Mechanisms Promote Efficiency in Reaching Poor Clients? Evidence from Rated Microfinance Institutions, Post-Print (2012) (2012)

2011

67. The governance of non-profit micro finance institutions: lessons from history
    EconStor Open Access Articles and Book Chapters, 2011, 15, (3), 327-348 View citations (1)
    See also Working Paper The governance of non-profit micro finance institutions: lessons from history, Post-Print (2011) (2011)
68. The impact of international influence on microbanks' performance: A global survey
    International Business Review, 2011, 20, (2), 163-176 View citations (72)
    Also in EconStor Open Access Articles and Book Chapters, 2011, 20, (2), 163-176 (2011) View citations (20)
69. Women and Repayment in Microfinance: A Global Analysis
    EconStor Open Access Articles and Book Chapters, 2011, 39, (5), 758-772 View citations (9)
    Also in World Development, 2011, 39, (5), 758-772 (2011) View citations (161)

2010

70. Microfinance Mission Drift?
    EconStor Open Access Articles and Book Chapters, 2010, 38, (1), 28-36 View citations (61)
    Also in World Development, 2010, 38, (1), 28-36 (2010) View citations (199)
    See also Working Paper Microfinance Mission Drift?, Post-Print (2010) (2010)

2009

71. Performance and governance in microfinance institutions
    Journal of Banking & Finance, 2009, 33, (4), 662-669 View citations (240)
    Also in EconStor Open Access Articles and Book Chapters, 2009, 33, (4), 662-669 (2009) View citations (27)
    See also Working Paper Performance and governance in microfinance institutions, Post-Print (2009) View citations (27) (2009)
72. The Cost of Ownership in Microfinance Organizations
    EconStor Open Access Articles and Book Chapters, 2009, 37, (2), 469-478 View citations (20)
    Also in World Development, 2009, 37, (2), 469-478 (2009) View citations (94)
    See also Working Paper The Cost of Ownership in Microfinance Organizations, Post-Print (2009) View citations (20) (2009)

2008

73. Performance and trade-offs in Microfinance Organisations-does ownership matter?
    Journal of International Development, 2008, 20, (5), 598-612 View citations (67)
    Also in EconStor Open Access Articles and Book Chapters, 2008, 20, (5), 598-612 (2008) View citations (7)
    See also Working Paper Performance and trade‐offs in Microfinance Organisations—Does ownership matter?, Post-Print (2008) (2008)

2007

74. Innovations in savings and credit groups: evidence from Kenya
    EconStor Open Access Articles and Book Chapters, 2007, 18, (1), 50-56

Edited books

2014

1. Microfinance Institutions
   Palgrave Studies in Impact Finance, Palgrave Macmillan

Chapters

2019

1. Internationalization of the microfinance industry
   A chapter in A Research Agenda for Financial Inclusion and Microfinance, 2019, pp 139-149
   See also Working Paper Internationalization of the microfinance industry, HAL (2019) (2019)

2014

2. Measuring Microfinance Performance
   A chapter in Microfinance Institutions: Financial and Social Performance, 2014, pp 12-30 View citations (3)
   Also in Palgrave Macmillan (2014) View citations (6)
   See also Working Paper Measuring Microfinance Performance, HAL (2014) (2014)
3. Microbank Regulation and Earnings Quality: A Global Survey
   Palgrave Macmillan
   Also in A chapter in Microfinance Institutions: Financial and Social Performance, 2014, pp 271-293 (2014)
4. Microfinance Financial and Social Performance: An Introduction
   Palgrave Macmillan View citations (2)
5. Microfinance and Disability: A review of the literature and recommendations for practitioners and policy makers
   A chapter in Disability and Equity at Work, 2014, pp 172-194
6. Transparency and Disclosure in the Global Microfinance Industry: Implications for practice and policy makers
   A chapter in The Oxford Handbook of Political, Institutional and Corporate Transparency, 2014, pp 434-455
   See also Working Paper Transparency and disclosure in the global microfinance industry: Implications for practice and policy makers, HAL (2014) (2014)

2013

7. Earnings Quality in the Microfinance Industry
   A chapter in Microfinance in Developing Countries: Issues, Policies and Performance Evaluation, 2013, pp 83-106 View citations (4)
   Also in Palgrave Macmillan (2013) View citations (5)
8. Microfinance: Costs, Lending Rates, and Profitability
   A chapter in Handbook of Key Global Financial Markets, Institutions, and Infrastructure, 2013, pp 489-499
   See also Working Paper Microfinance Costs, Lending Rates and Profitability, HAL (2013) (2013)

2012

9. Governance and Microfinance Institutions
   Chapter 29 in Research Handbook on International Banking and Governance, 2012 View citations (1)
   See also Working Paper Governance and Microfinance Institutions, HAL (2012) (2012)

2011

10. Corporate Governance Challenges in Microfinance
    Chapter 13 in The Handbook Of Microfinance, 2011, pp 283-298 View citations (14)
    Also in A chapter in The Handbook of Microfinance, 2011, pp 283-298 (2011) View citations (6)
    See also Working Paper Corporate Governance Challenges in Microfinance, HAL (2011) (2011)