Focus on Women in Microfinance Institutions

Bert D'Espallier, Isabelle Guerin and Roy Mersland

EconStor Open Access Articles and Book Chapters, 2013, vol. 49, issue 5, 589-608

Abstract: We provide empirical evidence on focusing on women in microfinance and its consequences for microfinance institutions (MFIs). Based on a global dataset, the results indicate that a focus on women is associated with group-lending methods, international orientation, smaller loans, and non-commercial legal status. We find that a focus on women significantly improves repayment but does not enhance overall financial performance because of higher relative costs. Moreover, the higher relative costs do not stem from servicing women per se but from the smaller loans offered to women and the group-lending methodology practiced by MFIs focusing on women

Date: 2013
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Journal Article: Focus on Women in Microfinance Institutions (2013)
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Persistent link: https://EconPapers.repec.org/RePEc:zbw:espost:323988

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