Determinants of Sustainability of Informal Community-Based Financial Groups: Insights from a Survival Analysis Approach

Roger Aganze, Roy Mersland, D’Espallier, Bert and Kjetil Andersson

EconStor Open Access Articles and Book Chapters, 2025, issue Latest Articles, 23 pages

Abstract: This study examines the survival factors of informal community-based financial groups in Burkina Faso, Mali, and Niger over the period 2014 to 2018. The results identify group size, meeting attendance, financial performance, and engagement in ‘plus activities’ as key predictors of savings group survival. The more efficiently funds are used and the higher the returns on savings, the more groups sustain their operations in the long run, irrespective of the absolute amount of savings per member. Similarly, active group engagement and involvement in additional non-financial activities alongside the core financial activities, also contribute to long-run survival. These findings highlight that social capital and financial efficiency should be at the forefront when designing savings-groups programs.

Date: 2025
References: Add references at CitEc
Citations:

Downloads: (external link)
https://www.econstor.eu/bitstream/10419/324463/1/I ... Financial-Groups.pdf (application/pdf)

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:zbw:espost:324463

DOI: 10.1080/00220388.2025.2487014

Access Statistics for this article

More articles in EconStor Open Access Articles and Book Chapters from ZBW - Leibniz Information Centre for Economics Contact information at EDIRC.
Bibliographic data for series maintained by ZBW - Leibniz Information Centre for Economics ().