Does it (Re)pay to be Female? Considering Gender in Microfinance Loan Officer-Client Pairs

Naome Otiti, Cécile Godfroid, Roy Mersland and D’Espallier, Bert

EconStor Open Access Articles and Book Chapters, 2021, vol. 58, issue 2, 259-274

Abstract: This paper examines the effect of the gender combination of client-loan officer pairs on loan repayment in an Ecuadorian microfinance institution. We show that among the four possible client-loan officer gender pairs i.e., female client-female loan officer, female client-male loan officer, male client-male loan officer and male client-female loan officer, the most favorable pairs in terms of repayment are those with female loan officers whereas the least favorable are those with male loan officers. We also show that repayment is even further enhanced for all client-loan officer pairs when the client’s previous loan officer was a woman. Our findings point to relational differences between male and female loan officers when interacting with microfinance clients, which is also highlighted by our qualitative insights from the field.

Date: 2021
References: Add references at CitEc
Citations:

Downloads: (external link)
https://www.econstor.eu/bitstream/10419/328370/1/2 ... y_to_be%20Female.pdf (application/pdf)

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:zbw:espost:328370

Access Statistics for this article

More articles in EconStor Open Access Articles and Book Chapters from ZBW - Leibniz Information Centre for Economics Contact information at EDIRC.
Bibliographic data for series maintained by ZBW - Leibniz Information Centre for Economics ().