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Innovations in savings and credit groups: evidence from Kenya

Roy Mersland

EconStor Open Access Articles and Book Chapters, 2007, vol. 18, issue 1, 50-56

Abstract: This article reports from a church-based savings and credit group's project called Tuinuane, in Kenya. The project builds upon the Worth programme of PACT, but has added some interesting and innovative features allowing country-wide outreach. First, it utilizes a church institution; second, it avoids the use of field officers and instead group leaders are screened and trained through a detailed implementation plan; and third, it uses mobile phones in planning, monitoring and follow-up efforts. The attachment to the church and access to mobile phones makes plausible, low-cost, long-term contact with mature groups.

Date: 2007
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