Inside the Crisis: An Empirical Analysis of Banking Systems in Distress

Poonam Gupta, Asli Demirguc-Kunt and Enrica Detragiache ()

No 2000/156, IMF Working Papers from International Monetary Fund

Abstract: Using aggregate and bank level data for several countries, the paper studies what happens to the banking system in the aftermath of a banking crisis. Contemporary crises are not accompanied by declines in aggregate bank deposits, and credit does not fall relative to output, although the growth of both deposits and credit slows down substantially. Output recovery begins in the second year after the crisis and is not led by a resumption in credit growth. Banks, including the stronger ones, reallocate their asset portfolio away from loans.

Keywords: WP; bank; deposit; asset; depositor; Banking crises; bank runs; credit crunch; bank credit; bank distress; bank recapitalization plan; bank performance; deposit growth; bank assets; crisis year; bank credit-to-GDP; deposit guarantee; Bank credit; Credit; Commercial banks; East Asia (search for similar items in EconPapers)
Pages: 27
Date: 2000-08-01
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Citations: View citations in EconPapers (42)

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Related works:
Journal Article: Inside the crisis: An empirical analysis of banking systems in distress (2006)
Working Paper: Inside the crisis: an empirical analysis of banking systems in distress (2000)
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