Post-Crisis Changes in Global Bank Business Models: A New Taxonomy

John Caparusso, Yingyuan Chen, Peter Dattels, Rohit Goel and Paul Hiebert

No 2019/295, IMF Working Papers from International Monetary Fund

Abstract: The Global Financial Crisis unleashed changes in the operating and regulatory environments for large international banks. This paper proposes a novel taxonomy to identify and track business model evolution for the 30 Global Systemically Important Banks (G-SIBs). Drawing from banks’ reporting, it identifies strategies along four dimensions –consolidated lines of business and geographic orientation, and the funding models and legal entity structures of international operations. G-SIBs have adjusted their business models, especially by reducing market intensity. While G-SIBs have maintained international orientation, pressures on funding models and entity structures could affect the efficiency of capital flows through the bank channel.

Keywords: WP; consumer bank; bank business models; transaction bank; a number of bank; line-of-business model; revenue mix; International banks; Business model; Bank performance; Global Financial Stability; Regulation; group bank revenue; business model framework; Global systemically important banks; Foreign banks; Financial statements; Investment banking; Global (search for similar items in EconPapers)
Pages: 34
Date: 2019-12-27
References: View references in EconPapers View complete reference list from CitEc
Citations: View citations in EconPapers (7)

Downloads: (external link)
http://www.imf.org/external/pubs/cat/longres.aspx?sk=48877 (application/pdf)

Related works:
This item may be available elsewhere in EconPapers: Search for items with the same title.

Export reference: BibTeX RIS (EndNote, ProCite, RefMan) HTML/Text

Persistent link: https://EconPapers.repec.org/RePEc:imf:imfwpa:2019/295

Ordering information: This working paper can be ordered from
http://www.imf.org/external/pubs/pubs/ord_info.htm

Access Statistics for this paper

More papers in IMF Working Papers from International Monetary Fund International Monetary Fund, Washington, DC USA. Contact information at EDIRC.
Bibliographic data for series maintained by Akshay Modi ().