E-Commerce During COVID in Spain: One “Click” Does Not Fit All

Prachi Mishra, Alvaro Ortiz, Tomasa Rodrigo, Antonio Spilimbergo and Sirenia Vazquez

No 2024/107, IMF Working Papers from International Monetary Fund

Abstract: The share of e-commerce in total credit-card spending boomed during Covid in Spain. In particular, women, youth, and urban consumers used e-commerce proportionally more during the pandemic, especially for services. Using a unique proprietary dataset on credit card transactions, we test conjectures about consumers’ behavior (based on fear, hoarding, or learning) during Covid. Overall, e-commerce share reverted to its pre-Covid trend as the pandemic waned. However, some consumers with lower pre-Covid e-commerce usage tend to permanently use more e-commerce, supporting the conjecture of “learning by locking” for these individuals.

Keywords: e-commerce; Covid; learning; e-commerce share; aggregate consumption e-commerce; Covid trend; share of e-commerce; Covid e-commerce usage; COVID-19; Consumption; Total expenditures; Europe (search for similar items in EconPapers)
Pages: 36
Date: 2024-05-24
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