Student Loan Reforms for German Higher Education: Financing Tuition Fees

Bruce Chapman and Mathias Sinning ()

No 5532, IZA Discussion Papers from Institute of Labor Economics (IZA)

Abstract: It is generally agreed that the funding base for German universities is inadequate and perhaps the time has come for serious consideration of the imposition of non-trivial tuition charges. Against this background, this paper compares conventional and income contingent loans for financing tuition fees at German universities. With the use of unconditional age-income quantile regression approaches our analysis considers two critical aspects of the loan debate: the size of repayment burdens associated with normal mortgage-style loans, and the time structure of revenue to the government from a hypothetical income contingent loan scheme. It is found tuition fees at German universities could increase considerably with the use of an income contingent loan system based on current policy approaches used in Australia, England and New Zealand.

Keywords: educational finance; government expenditures on education; state and federal aid; student financial aid (search for similar items in EconPapers)
JEL-codes: H52 I22 I28 (search for similar items in EconPapers)
Pages: 34 pages
Date: 2011-02
New Economics Papers: this item is included in nep-edu
References: View complete reference list from CitEc
Citations: View citations in EconPapers (8)

Published - published in: Education Economics, 2014, 22 (6), 569-588

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Related works:
Journal Article: Student loan reforms for German higher education: financing tuition fees (2014)
Working Paper: Student Loan Reforms for German Higher Education: Financing Tuition Fees (2011)
Working Paper: Student Loan Reforms for German Higher Education: Financing Tuition Fees (2010)
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